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Shireen Hormozdi

Shireen Hormozdi’s Answers

5 total

  • Does the debt collector attorney have to abide by terms in my combination cease&desist/validation letter?

    I have been contacted by several collectors in connection with a business credit card debt. The most recent collector is an attorney. I sent a validation request and included cease & desist language. The letter also included a paragraph that state...

    Shireen’s Answer

    Unfortunately the FDCPA does not apply to business debt.

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  • Is there anything that I can do about a car I bought with 2 prior wrecks which the dealership covered up at the time of the sale

    At the time I bought my 2005 Lexus I was informed that the car had no prior wrecks. Three months later I discovered and have documetation of two prior wrecks involving this car. The value of the car is greatly reduced by these wrecks which the dea...

    Shireen’s Answer

    You likely have a fraud and Fair Business Practices Act claim against the dealer and were overcharged for the vehicle. I agree with the others to act soon and consult with an attorney because you have 2 years from discovery to file your case in court if needed.

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  • Do i need an Attorney for harassing debt collectors

    Hello, I have questions regarding an issue i have. ok, my friends and family are getting calls from debt collectors saying that i have several allegations against them. one is asking for a statement for something out of Manchester,Ct. And the oth...

    Shireen’s Answer

    It's a violation of the federal Fair Debt Collection Practices Act for a debt collector to disclose your debt to a third party. Feel free to call Krohn and Moss, the Consumer Law Center, at 866-875-3666, they have Florida attorneys that cal help.

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  • How do I seek money from a dealer who sold me a car with a clean Carfax...that turned out to be a false report? I paid too much.

    I bought a late-model vehicle from a well-known dealer in Atlanta and the car had only 3000 miles on it, no previous service issues, was a good buy. The dealer showed me a clean Carfax matching the car's VIN number that reflected no previous accid...

    Shireen’s Answer

    You have likely been a victim of fraud but are fortunately protected in Georgia under the Fair Business Practices Act. However, your next steps are critical as to whether you can recover for your fraud claim. You should discuss returning the vehicle with a consumer attorney who can advise you on the pros and cons of returning the vehicle to the dealer and rescinding the contract. I've battled this issue before the court of appeals. Feel free to contact me at 678-395-7795 if you need help.

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  • Odometer fraud by seller and autocheck

    I just found out that the car I bought has 100k more on it than odometer reading from reports in both VW service center and Carfax. The seller, at first, promised to take this car back but disappeared before we meet. Also I found that the report I...

    Shireen’s Answer

    If the seller is a car dealership, you are protected by the Georgia Fair Business Practices Act and can demand rescission of the agreement. A material misrepresentation (including an erroneous odometer reading) made pre-sale is a violation. The Georgia Odometer Act also provides protection.

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