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Ruthann P. Lacey

Ruthann Lacey’s Legal Guides

6 total

  • What is SSI?

    Supplemental Security Income (SSI) is a federal welfare benefit available to individuals who are disabled such that they cannot work, and who have limited income and resources. It was established to provide cash assistance to financially needy individuals who are age 65 or older...

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  • What is SSDI?

    Social Security Disability Insurance (SSDI) is a Social Security benefit available to individuals who have worked and paid into the system, and who later become disabled. It is not a means-tested program. That is, the financial status of an individual is not relevant in making ...

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  • What are SSI and SSDI?

    When an individual becomes disabled, he or she can potentially be eligible for two programs through which monthly income can be received. These two programs are Social Security Disability Insurance ("SSDI") and Supplemental Security Income ("SSI"). Disability is defined under t...

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  • Georgia Nursing Home Medicaid Eligibility Criteria.

    The applicant can have $2,000 in countable resources. A single person can have no more than $2,000.00 in resources (assets) in his or her name (plus the homeplace and certain other limited exempt res

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  • Buying a Long Term Care Insurance Policy

    Stability of the Company Be sure that the company will still be there when you need it — possibly decades in the future. Services Covered Numerous options are available today for long term care. The

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  • Options for Paying for Long Term Care

    Long Term Care Insurance Long Term Health Care Insurance (LTCI) is an option available to many individuals, but capitalizing upon it requires advance planning. Since the earlier the policy is purcha

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