Kristal Alise Holmes's Answers

Kristal Alise Holmes
Snellville Chapter 7 Bankruptcy Attorney.
Contributor Level 7

4

Attorney answers:

  1. Kristal Alise Holmes
  2. Glen Edward Ashman
  3. Pierre George Basmaji
  4. Mitchell Paul Goldstein

Chaper 7 without reaffirmation on mortgage

Asked by a user in Athens, GA - 7 months ago.

I agree with Mr. Goldstein. The bank still has a lien. So, if you stop paying, they can foreclose. However, as long as you keep your payments current, you can remain in your house. If you fall behind on your payments and the lender forecloses on the property, you will have no personal liability for the debt due to your bankruptcy and the fact that you did not reaffirm that loan.

2

Attorney answers:

  1. Kristal Alise Holmes
  2. Phillip Darrell Kimbrell

In 2004 got arrested for escorting and giving a massage wqithout a liceses can that be expunged

Asked by a user in Atlanta, GA - over 1 year ago.

In order to answer your question, I would need additional information. You indicated that you were arrested and not convicted. You MAY be eligible for an expungement but I would need more details regarding your case to fully advise you.