I agree with Mr. Goldstein. The bank still has a lien. So, if you stop paying, they can foreclose. However, as long as you keep your payments current, you can remain in your house. If you fall behind on your payments and the lender forecloses on the property, you will have no personal liability for the debt due to your bankruptcy and the fact that you did not reaffirm that loan.
In order to answer your question, I would need additional information. You indicated that you were arrested and not convicted. You MAY be eligible for an expungement but I would need more details regarding your case to fully advise you.