Who determined the accident to be "no-fault?" Was this something the officer told you or your insurance company? It's not too late to add to your statement; however, I would recommend calling and speaking with a lawyer first if you intend on pursuing a claim. Good luck. J. Alexander Heroy James, McElroy & Diehl, P.A. 600 South College Street Suite 3000 Charlotte, NC 28202 PH: 704-372-9870 FX: 704-350-9333