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Damon Terry Duncan

Damon Duncan’s Legal Guides

11 total


  • How Will I Know My Bankruptcy is Over?

    The bankruptcy court will send you information letting you know the status of your bankruptcy case. Traditionally, after going to the creditors' meeting you will receive a discharge and then a final decree. Your bankruptcy is not complete until you have gotten the order from the ...

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  • Can I File Bankruptcy for Someone Else If I Have a Power of Attorney For Them?

    The answer to whether you can file a bankruptcy for another person if you have a power of attorney for them really depends upon the language of the power of attorney documents. Usually, the specific language of "bankruptcy" must be included in the document.

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  • Who is the Bankruptcy Trustee?

    The bankruptcy Trustee is the person who represents your creditors, the people you owe money to. The Trustee's job is to find property that is not protected and disburse money that comes from that property to your creditors.

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  • What is a Reaffirmation Agreement?

    A reaffirmation agreement is an agreement between you and a financing company saying that you agree to make payments on your loan in order to keep the property.

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  • Foreclosure Sale Date On My Home, Now What?

    There are a number of different options that you can explore to stop the sale date of your home if you are facing foreclosure. One of the most common methods to stop the foreclosure of a home is filing a Chapter 13 bankrutpcy. A Chapter 13 bankruptcy will create an automatic stay...

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  • Can I Keep Using A Credit Card Before Filing Bankruptcy?

    http://www.DuncanLawOnline.comIf you are considering filing for bankruptcy it is a good idea to stop using your credit cards. If you need your credit cards for necessities like food and shelter then you may still be okay, however, the best practice is to stop using credit cards o...

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  • What is the Difference Between Secured Debt and Unsecured Debt?

    http://www.DuncanLawOnline.comThe difference between a secured debt and unsecured debt is important in knowing what your bankruptcy may and may not wipe out. Secured debt is debt where you have put up some type of collateral. If you don't pay the debt, the financing company can c...

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  • Can My Chapter 13 Bankruptcy Payments Go Down if I Lose My Job?

    http://www.DuncanLawOnline.comIf you lose your job while you are in a Chapter 13 bankruptcy then the Trustee may agree to lower your payment for a short period of time. However, it will not be a permanent decrease and it will be imperative to find a new job so you can continue to...

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  • Do You Have to be a United States Citizen to File Bankruptcy?

    http://www.DuncanLawOnline.comSurprisingly, you do not have to be a U.S. citizen to file bankruptcy. However, each jurisdiction may have unique rules that are required to file. Typically, if you have a valid form of identification then you will be able to be protected by the bankruptcy laws.

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  • Can I Surrender a Lease Payment if I File Bankruptcy?

    http://www.DuncanLawOnline.comIf you file bankruptcy you may surrender a lease payment. However, you will also have to give up the property that you are leasing. This benefit of bankruptcy will allow you to get out of car leases or other similar leases that are keeping you from paying your bills.

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