Without knowing the specifics, these ideas come to mind. If it is still less than a year from the date of completion, the Virginia code requires that the building be warranted. Also, check the warranties given you by the builder. As far as shrink swell goes, that will likely be governed by your contract.
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In VA a class A contractor doesn't need to be bonded or insured, however, they must show a minimum net worth of $45,000 and submit certain financial information. Also, unfortunately, most insurance does not cover bad workmanship. This is of course general advice, and could change based upon your situation.
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I would always recommend showing up. Something could change and, in any event, the Court will want to see that you care enough to be there.
Depending on how the contract is drafted, you could have recourse. Assuming (without really knowing) that the contract precludes this, you should be able to recover the 10K. You should be entitled to the lost profit, if you can show that the homeowner would have picked you but for the consultant's taking the job. This could be tough but getting some info from the homeowner would help. Of course, I would need much more detail and this is a general analysis and not a legal opinion about...
If you don't owe them anything, the memorandum of lien is a dead letter. While they could put a lien on the property, it would be ineffective to do anything but make them, or their attorney happy. The only effect it could have is if you try and sell your home within 6 months of the filing of the memorandum. In that case, the title company would probably clear it up. If you get the lien filed, not doing anything could be the ticket because you know the lien is ineffective.
Depending on the state, you could have a defense based upon your full payment to the general contractor. This assumes that your full payment was prior to notice of the lien. Check out the florida rules to see if this applies.
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If this were VA, you'd need to balance what you need as far as a furnace and what you want to do re. payment. Anything you pay over the contract price would be recoverable. I agree that you should find a MA construction attorney to help with this issue. You also need to look out for construction liens, though, again, state law is so specific regarding mechanic's liens that consultation with a Mass. attorney will be necessary.
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