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Mitchell Paul Goldstein

Mitchell Goldstein’s Legal Guides

15 total


  • Can I keep my (insert property here) in bankruptcy?

    Many people ask whether they can keep property in bankruptcy. The short answer is that it depends. First, what law applies? If you lived in the state where you are filing for the last 2 continuous years, then you look to that state's laws. If not, you look to the state where you ...

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  • Mistakes that Pro Se Filers Make

    Attorneys help consumers file for bankruptcy. They know the law and the rules and are able to use this knowledge to protect their clients and their property. What follows are some of the mistakes that people make when they file without counsel. Filing for bankruptcy is difficult ...

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  • Mandatory Class Requirements for Bankruptcy

    In the 180 days prior to filing a bankruptcy, you must take a credit counseling class. Congress made this class mandatory with the 2005 amendments to the Bankruptcy Code. To get a discharge, you must also take a financial management class. If you do not take the first class, you ...

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  • Bankruptcy Rules Change as of December 1, 2011

    Unless Congress intervenes, which is unlikely, the rules will change on December 1, 2011. As stated by the Judicial Conference, a summary of the rule changes follows: Bankruptcy Rule 1004.2 (republication of a new rule requiring entity filing a chapter 15 petition to state the c...

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  • Gambling with Debt Collector Suits. You can win.

    As many of you know, I am regular contributor on several listserves and websites. On one, in particular, avvo.com, I notice that a number of my colleagues give advice about settling debts with debt collectors. The problem is that they assume too much and the advice ends up being...

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  • How to Evaluate Answers on the Internet

    You can find the answer to any question on the Internet, but is it the right answer. These tips will help you evaluate the answers and whether they are right for you.

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  • What you can do when you fall behind in payments while in Chapter 13

    Life does not always go as expected. If it did, people would not file for bankruptcy. Even after filing, life goes on and things do not always remain the same. So what happens when the unexpected hits and you fall behind? Most people file a Chapter 13 bankruptcy case because they...

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  • One way to get out of debt quicker

    No, you do not pay people lots of money, enroll in any courses, or get involved in any quick rick schemes. A rich uncle is not going to leave you money. You are not going to hit the lottery. What you are going to do is take stock of what got you into debt and fix the problem. The...

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  • What to do if you have been sued.

    If someone sues you for any reason, do not ignore it. Ignoring the lawsuit will not make it go away. It will cause you to lose. Once the creditor gets a judgment, your chance to fight may be gone. Your can lose your chance to be heard. The next time you hear from the creditor ...

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  • Getting Negative Information Off Of Your Credit Report

    Negative information comes off of your credit report in one of two ways, a dispute or the passage of time. The Fair Credit Reporting Act (FCRA) requires that all information on your credit report be correct and gives you the right to dispute incorrect information. Get your cre...

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