Air bag deployment is determined by where the impact occurred. If it was a side impact, the airbags, may not go off. Perhaps you should discuss this with an injury lawyer. They will gladly speak with you for free.
If you were injured at work, you have a right to file a workers compensation claim. If you work in juvenile detention there would likely be a video of the incident. The video might make a believer of your supervisor. Sounds Like you need a lawyer.
If you settle, you will lose your lifetime medical benefit. If you re-injure your back, it would likely not be covered. Whether the Insurance company is paying you enough depends on
1. What kind of surgery you had done;
2. What kind of medical needs you will have in the future;
3. How much is your weekly compensation rate, and
3. What is the risk that your doctor puts you back on temporary total disability.
There is no permanent partial disability to the back in Virginia. My advise...
It will be close to impossible for any lawyer to evaluate the settlement value without knowing your compensation rate. Additionally, it would be helpful to know whether you have been able to go back to work with your restrictions and whether your restrictions are permanent. All Comp lawyers will speak with you for free. In just a few minutes, I would be able to provide you with an idea of what your case is worth. Give me a call. Good Luck.
You can always send the mileage sheet to the Commission in Richmond with a letter saying that the Adjuster refuses to pay. The Commission should send the adjuster a letter asking whether she intends to pay. If she doesn't pay, the case should be referred to a hearing. It will certainly get the adjusters attention. Good Luck.
You need to do your homework. If you recently added new tires or a new motor, or did something to the car other than regular maintenance, then they should increase your offer. Look in Friday and Saturday's Washington Post for a used car and look for the make model, and mileage of the car that was wrecked. That should give you an idea as to its value. Lastly you can go to edmunds.com or bluebook.com and get the retail value. The insurance company will have some wiggle room as to their offer, but...
If your criminal charges have actually been expunged, then there is no record of any charge or conviction. The purpose of the expungement is to allow you to answer that you have no criminal record. Hope this helps.
If the accident happened in 2009, it's too late to file a claim because you only have 2 years to file a workers compensation claim in Virginia. It's also too late top file a third party lawsuit if some other company caused your fall. You really need a lawyer.
You need a lawyer. You cannot sue the Commission or the insurance carrier for negligence. You can get attorney fees assessed against the carrier if treatment is authorized by the Commission and the carrier still refuses to authorize. You need to take the case to a hearing, but before you do that, you need to speak with a good Workers Comp Lawyer. My office is in Alexandria. I know for a fact that there are Workers Comp lawyers in Tappahanock. Good Luck.