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Ronald Jay Drescher
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Ronald Drescher’s Legal Guides

22 total

  • How Long Can I Stay In My Home After A Mortgage Default?

    The answer to this question will depend on your home state. Some states are judicial foreclosure states, some states are non-judicial foreclosure states, and some states like Maryland are quasi-judicial foreclosure states. Judicial foreclosure: Delaware, Pennsylvania. In a judici...

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  • Bankruptcy: What is the Means Test? Baltimore Bankruptcy Lawyer

    Thoughts from a Maryland Bankruptcy Attorney http://www.drescherlaw.com The "Means Test" is a test under the United States Bankruptcy Code to help debtors determine whether they can qualify to file under Chapter 7. Chapter 7 is a desirable chapter because it provides the most r...

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  • Bankruptcy: What is Chapter 13 Lien Stripping? Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Attorneyhttp://www.drescherlaw.comIt's widely known that real estate values have taken a beating in the last 5 years. Many junior liens, mortgages and deeds of trust are totally "underwater", because the value of the home is worth less than the...

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  • Fraudulent Conveyances: The Long Lookback Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Lawyer http://www.drescherlaw.com This is part two of the fraudulent conveyance video series Sometimes debtors are afraid to lose their property so they make transfers of assets shortly before they file for bankruptcy. These transfers are may...

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  • Fraudulent Conveyances: The Debtor And The Guilty Mind. Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Lawyer http://www.drescherlaw.com Sometimes debtors are afraid to lose their property so they make transfers of assets shortly before they file for bankruptcy. These transfers are maybe to a friend, relative, spouse or a business. In any case ...

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  • Bankruptcy: What Is A Transfer? Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Lawyer http://www.drescherlaw.com Some transfers may be set aside by a bankruptcy trustee. Sometimes bankruptcy courts need to decide if a particular financial transaction was in fact a transfer. Generally, the courts will focus on whether tha...

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  • Bankruptcy: What is a No Asset Case? Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Attorney http://www.drescherlaw.com In a no asset bankruptcy case the debtor gets to keep all the assets they bring into bankruptcy. Does your case qualify? Find out in this video. In bankruptcy there are really two cases going on. There's a ...

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  • Bankruptcy: What Happens to my Property? Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Attorney http://www.drescherlaw.com What most people don't really understand is that in effect there are two cases going on in a typical bankruptcy case. One case involves you and whether or not you're going to get a discharge in the bankruptc...

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  • Bankruptcy: What is Relief from the Co-Debtor Stay? (Part 2) Maryland Bankruptcy Lawyer

    Thoughts from a Maryland Bankruptcy Lawyer http://www.drescherlaw.com This video is about the co-debtor stay in Chapter 13 of the bankruptcy code. It means that if you're a consumer, typically it means when you're married and your spouse doesn't file, not only do you get an auto...

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  • Bankruptcy: What is the Co-Debtor Stay in Chapter 13? Maryland Bankruptcy Attorney

    Thoughts from a Maryland Bankruptcy Attorney http://www.drescherlaw.com This video is about the co-debtor stay in Chapter 13 of the bankruptcy code. It means that if you're a consumer, typically it means when you're married and your spouse doesn't file, not only do you get an au...

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