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Robert Franklin Dean

Robert Dean’s Legal Guides

43 total


  • Sources of U.S. Bankruptcy law

    There are several bodies of law that are important to the bankruptcy process. Title 11 of the U.S. Code is the most important, but other federal laws and state laws also play roles in the process. A

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  • Objections to Discharge in Bankruptcy

    Objections to Discharge by Rob Dean Sometimes a creditor in bankruptcy must enforce its rights by filing an objection to discharge. The debtor is seeking a discharge, an order from the bankruptcy court stating that its debts are no longer collectible. The creditor may be able t...

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  • Filing Fees in Bankruptcy

    Here is a partial list of filing fees in United States Bankruptcy Court: Chapter 7 petition: $306.00 Chapter 11 petition: $1,046.00 Chapter 13 petition: $281.00 Fee to add a creditor to the mailing matrix: $30.00 Adversary proceeding: $293.00 unless the plaintiff filing the ...

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  • Student Loans in Chapter 13

    Chapter 13 Plans require bankrupt debtors to repay some or all of their debt over three to five years.The payments are made to a trustee, who collects a percentage fee and disburses the rest to the creditors.If the Chapter 13 Plan calls for it, some long-term debt can be paid out...

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  • Reverse Mortgages in Bankruptcy

    As described by HUD, reverse mortgage allows elderly homeowners to convert the equity in their homes to monthly streams of income and/or lines of credit. The borrower must own and occupy the collateral real estate and the real estate must be one unit. The borrower can choose from...

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  • Discharge Violations

    A completed Chapter 7 or Chapter 13 bankruptcy usually results in a discharge of some or all of the debtors debts.The discharge is a court order that the creditors cannot try to collect those debts from this debtor in the future.If a creditor violates that order, the debtor may h...

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  • Chapter 13 Plans

    Most consumers who file for bankruptcy file under Chapter 7 or Chapter 13. Debtors who file under Chapter 13 make some kind of payment to a Chapter 13 trustee, who then distributes the funds to some or all of the debtors creditors. The amount of the payment to the trustee and the...

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  • Reaffirmations After Bankruptcy Discharge

    Normally, debtors going through Chapter 7 are discharged of their personal liability for secured loans. In other words, the debtor can keep the car or house and keep making payments on it, and if the debtor defaults in the future, the lender can repossess the car or foreclose on ...

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  • Debt Collection Calls

    When a borrower falls behind on payments to a lender, the lender will take action to collect the debt. The first actions that the lender usually takes are collection letters and phone calls. Borrowers should be prepared for these letters and calls and know what to expect. The de...

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  • Consumer Credit Counseling and Debtor Education Courses in Maryland

    In October 2005, a new bankruptcy law known as BAPCPA took effect in the U.S. The Bankruptcy Abuse Prevention and Consumer Protection Act introduced means testing and made several other changes to U.S. bankruptcy law. BAPCPA also required that most debtors filing bankruptcy petit...

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