Your situation is, sadly, not unique. Many insurance companies will delay payment pending speaking to their insured to get the insured's version of the accident. Maryland does have a prompt-pay statute with regards to property damage. It is Maryland Annotated Code, Insurance Article Section 12-305. It says that payment for property damage is immediately due and owing if there is no significant dispute about liability and damages. If the police report clearly indicates fault (i.e. the other...
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Your situation is complicated. What was your agreement as to who would own the car? Was it in writing? Do you have proof you made all the payments? He will try and suggest that your payments were gifts. Who had use of the car? All of these are important questions. There is something called "legal title" which is distinct from "equitable title." You may have an argument that you have an equitable interest in the car. If you cannot reach an agreement with your ex, the only way to resolve this...
Actually the damages you are seeking are called "dimunition in value" in legal parlance. I cannot answer your question as to whether Georgia law allows dimunition in value claims. However, be aware that they are difficult claims to bring, because it is only a paper loss until you sell the vehicle. If youplan to keep the car a very long time, it becomes a smaller claim. Obviously repaired damage on a ten year old car for sale has less effect than damage on a one year old car for sale. I am also...