That's a tricky question, which requires a bit more information. Generally speaking, if a vehicle owner gives another person permission to use his or her vehicle, the liability insurance will 'follow the vehicle.' In other words, assuming that you can prove the other driver ran the red light, and caused this collision, the owner's insurance will cover the accident. If, however, the driver was operating the auto without the owner's permission, the liability coverage will most likely not apply....
Good question. Remember, when considering an Award for pain and suffering (also known as non-economic damages), Judges and Juries will factor in not only physical pain, but emotional pain, as well as inconvenience. Like having to drop out of school. Remember, though, that as a Plaintiff the burden is on you to prove your case. Which doctor told you that you couldn't attend classes? As with all things legal, get a disability slip in writing from your doctor. Remember also to attend all...
Great question. The answer depends completely on several factors, including type of injuries sustained, nature and extent (if any) of permanency and, importantly, the amount of insurance coverage available. Sadly, we have seen many folks involved in horrific accidents where the only coverage available is minimum liability limits ($20,000.00). The first thing for you to do is (1) get the medical care you need and (2) find an attorney that you feel comfortable with. Remember, never give a...
Assuming that this accident occurred in Maryland, you will need to proceed very carefully. In that Maryland is a contributory negligence state, the notion of 'fault' in an accident situation is somewhat different from most other states. Any party who contributes even the tiniest portion (say 1%) toward an accident is completely barred from making a monetary recovery. As such, there are frequently scenarios where both drivers (and rarely even passengers) contribute to the accident, and cannot...