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Dawn Patricia Trainor-Fogleman

Dawn Trainor-Fogleman’s Answers

10 total

  • Can I send product ideas/prototypes to a company (toy business) on an H4 visa?

    I am on an H4 Visa and would like to send the idea of a product line/prototypes to a toy company. Is it possible to do this? In case the company would manufacture and sell it: Could I earn a percentage on every toy that is sold? If not, is there a...

    Dawn’s Answer

    You may not receive compensation as long as you are on the H4 visa. If you are looking to develop a business idea which would result in compensation from a U.S. company, you would need to set up a company abroad and perhaps enter on an L1 visa or you could examine the EB-5 visa and see if there is any way to develop your idea(s) into a business that would qualify under the Eb-5 parameters. In addition to consulting an immigration attorney you should also consult an attorney who specializes in patents/trademarks prior to submitting your idea(s) to any companies.

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  • Is Internet payday loans are legal in the State of Maryland?

    In or around July 2012, I borrowed $500.00 form Bayside Payday Loan Co. In or around Sept 2012, I closed my bank account because unauthorized money was being taken from my account. Prior to closing the account, I paid approx $500.00 in interest. ...

    Dawn’s Answer

    It is best if you contact an attorney and have her/him review the signed loan agreement. Payday loans are not illegal per se; however, there are strict rules in regard to them including statutory caps on the interest that can be implemented on the loan. An attorney can research whether it is a legitimate debt collection agency and whether they are abiding by the laws for collecting debts. A written demand for a detailed statement should be made and you can protest the amount that it being claimed. More details are needed to address what happened with your bank account.

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  • What is the statute of limitation on online pay day loans? Are pay day loans considered illegal in maryland?

    can debt collector call and threaten arrest

    Dawn’s Answer

    More facts are needed to fully understand the problem you are facing. Keep in mind that, in Maryland, check-cashing services can only charge up to 10 percent of the amount of your personal check, and the transaction cannot be renewed. You should send a letter to the collection agency demanding a detailed statement of the debt they claim that you owe. They have 30 days to respond. Once you receive that statement, consult an attorney to determine whether they have a valid unexpired claim.

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  • If you are renting a house and they spray for bed bugs is the tenant responsible for the bill or is it covered in the rent.

    The rent was paid in ful and now they want me to go to court for unpaid rent because they are trying to add the bill of the bugspray on to my rent . There was know mentioning of cost before they sprayed my house .They came a second time to spray a...

    Dawn’s Answer

    It would be best if you had an attorney review your lease agreement and the papers that were filed against you in order to properly determine if there is any additional amounts that you owe.

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  • Dentist wants bill paid I do not know what it is for

    I had pain and my dentist told me I needed two teeth pullled and recommended she do implants. She sent me to a periodontist who said that they did not need to be pulled at that time. She adjusted my bite and I was out of pain. I received a bi...

    Dawn’s Answer

    Did the collection agency ever send you a written demand letter (demanding that you pay X amount)? In Maryland, they are required to send you two letters before commencing an action against you. If they did send you a written demand, the letter would have said that you had 30 days to challenge the amounts owed. At this juncture, request of the collection agency that they send you an accounting of all the charges owed. If they fail to comply, then contact the dentist and request the same. Only when you have a grasp on what is owed, can you offer a proper settlement of the account.

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  • What can happen?

    I was helping out a friend, so I sub leased my apartment to her in October. Everything is still in my name but I made her sign an lease/ contract. I am head of household but I also had a roommate. We are all friends so my roommate didn't mind the ...

    Dawn’s Answer

    The answer to your question depends on the written terms of your contract with your landlord and the written terms of the sublease agreement that you executed. It appears from your question that you were permitted to sublease; if so, then, by all means, you are eligible to bring a breach of contract action against the friend who agreed to sublease but failed to pay you all that you were owed. The outcome of the breach of contract action will depend on the terms of the written agreement. The District Court may suggest that you mediate the matter; by all means try to do so.

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  • I received a request for evidence for my adjustment of status (I-485). the request is for household members income inclusion.

    I never put on the i-186 form that i was pooling income with my sponsor to meet the support requirements. they have also asked for my sponsors (my wife) federal tax returns and proof of current income. she earns more than the poverty guideline, so...

    Dawn’s Answer

    It is best that you have an attorney examine the documents that you filed as well as the Request for Evidence (RFE) that you have received, in order to give you an accurate explanation of what is being requested. In regard to the Form I-186, all income reported was supposed to be that of the Sponsor; you should understand that the sponsor for that form, was attesting that s/he could support you, should you be unable, in order to prevent you from becoming a ward of the state. It is important that your response to the RFE address each item of the request. Note: the I-186 could have been executed by an individual other than your spouse, and who showed the financial resources to support you if you were unable.

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  • How does the 6 month probate system work In Maryland regarding a will?

    My Grandma died, leaving a decent size estate divided amongst some children and Grandchildren. It has just past the minimun 6 month probate time. Yet, Still has not settled/closed. My Aunt said the lawyer told her it should be soon as she gets th...

    Dawn’s Answer

    As an heir you are entitled to contact the attorney to get the facts as to when the estate was opened, whether there was a will, and when any distributions may be made. If you do, ask if the attorney is the probate attorney or represents the Personal Representative. In the alternative, you can contact the Register of Wills/Orphans Court in the county in which your grandmother resided and request to see the file on the estate. For nominal fees you can make copies of any of the documents that have been filed.

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  • What can i do to ensure my roomate pays the rent he owes me?

    i am the sole leaseholder of the 3 bedroom apt. i am renting with my wife and a friend (both of whom are listed as occupants on the lease). Our friend recently has run into a rough patch with income and is a few months behind on his rent. He and i...

    Dawn’s Answer

    I suggest you consult with an attorney to ensure that you have solid written contracts for the settlement of the debt that your friend currently owes and a contract that concerns future rent. They are two separate obligations.

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  • I brought a car from my ex boyfriend mother who force his name on the title can I sue

    I brought the car for $1300 but my license was expired so she put it in his name without my consent

    Dawn’s Answer

    I do not see grounds upon which you can sue. If you were purchasing the car for yourself, it was incumbent upon you to make sure that the title was placed in your name in exchange for the money that you were paying. In the alternative, if you were making a loan to your boyfriend for the purchase of the car, since the agreement was over $500, it was necessary that you put the agreement in writing. Without a written agreement or your name on the title there is no means to enforce the terms upon which you gave this person the money.

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