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Timothy F. Rayne
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Timothy Rayne’s Legal Guides

15 total


  • I Was Involved in an Accident in Pennsylvania - Do I have a Legal Claim?

    Personal Injury Attorney Tim Rayne answers the question of whether and accident results in a legal claim. If you are injured in an accident in Pennsylania caused by the negligence of someone else you may have the right to bring a lawsuit for compensation. You need to prove that s...

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  • Who Pays My Medical Bills if I'm Injured in a Car Accident in Pennsylvania?

    Tim Rayne, a Pennsylvania Personal Injury Attorney answers the question: Who Pays My Medical Bills if I was Injured in a Car Accident in Pennsylvania? Under the Pennsylvania No Fault Car Insurance, the first source of payment of Medical Bills is Car Insurance. Once Car insurance ...

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  • What is Subrogation and How Does it Impact a Pennsylvania Personal Injury Case?

    Tim Rayne, a Pennsylvania Personal Injury attorney explains what Subrogation is and how it impacts a Pennsylvania Personal Injury case. Subrogation is the right of someone who has made payments on behalf of someone else to recover those payments. Subrogation in a Personal Injury ...

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  • How Do I Protect Myself from Uninsured and Underinsured Drivers in Pennsylvania

    Pennsylvania Personal Injury attorney Tim Rayne answers the question: How do I protect myself and my family from Uninsured Drivers in Pennsylania? Thousands of drivers are on the raod without car insuance. If you are injured by an Uninsured driver, you may receive no help with me...

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  • Should I "Stack" Uninsured/Underinsured Coverage in Pennsylvania?

    Uninsured/Underinsured Coverage protects you if you or a family member is injured by a driver who has no car insurance or not enough insurance to make up for the injuries and losses caused by a car accident. You purchase Uninsured/Underinsured Coverage on your own car insurance. ...

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  • Who Pays My Lost Wages if I'm Injured in a Pennsylvania Car Accident?

    Pennsylvania Personal Injury attorney answers the question: who pays my lost wages if I'm injured in a car accident in Pennsylvania. The answer is, it depends. You have the option to purchase lost wage protection on your car insurance. If you have, then your car insurance will co...

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  • What are the Exceptions to Limited Tort?

    Personal Injury Attorney Tim Rayne explains what the exceptions are to Limited Tort in Pennsylvania. Even if you have selected Limited Tort rather than Full Tort, there are certain exceptions which will allow you to make a claim for Non-Economic Pain and Suffering Damages and Com...

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  • What is Comparative Negligence and How Does it Affect My Pennsylvania Personal Injury Case?

    Pennslyvania Personal Injury Attorney Tim Rayne explains what Comparative Negligence is and how it affects personal injury cases in Pennsylvania. Comparative Negligence compares the carelessness of the Plaintiff (the person suing) and the Defendant (the person being sued). The ju...

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  • Why Do I Need More Than the Pennsylvania State Required Minimum Car Insurance?

    A Personal Injury attorney's explanation of why you should purchase more than the state-required minimum car insurance in Pennsylvania. Tim Rayne, a Personal Injury Attorney with the Chester County, Pennsylvania law firm MacElree Harvey educates on the danger of having minimum ca...

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  • Why is Limited Tort Bad News?

    When purchasing car insurance in Pennsylvania you have a choice to make, Full Tort or Limited Tort. The choice should really be Full Legal Rights or Limited Legal Rights. With Full Tort you pay a higher premium but all of your legal rights are protected if you are injured in an a...

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