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Timothy F. Rayne
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Timothy Rayne’s Answers

13 total


  • Can i sue my employer auto insurance company if the truck that i was driving slide on ice and hit the guard rails on the highway

    causing me to get injured?

    Timothy’s Answer

    It sounds like you have a workers compensation claim and should consult with a lawyer.

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  • Do I need a personal claims lawyer?

    I am being sued for negligence and compensatory damages (to not exceed $50,000) by a driver who hit my car. My insurance company is representing me in court. His (the other driver) insurance company is not representing him in court. I did file a ...

    Timothy’s Answer

    You only have a claim against the other driver if you can prove he or she was at least 50% responsible for causing the collision. If it was your fault you have no claim against the other driver.

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  • Can my health insurance refuse to pay for treatment for back injury related to a car accident in which I was rear-ended?

    I was rear ended yesterday. There was no damage to either vehicle, so we didn't exchange insurance info (which I now regret!). Now I am experience aggravation of a previous (non-accident) related back condition. I know from experience that inj...

    Timothy’s Answer

    If the injury was caused by a car accident your car insurance not health insurance should pay your medical bills. You should call your car insurance company to report the claim.

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  • Is the $500 settlement that I was offered by the insurance company fair?

    I was rear-ended by a commercial dump truck, my 2007 Nissan sentra was declared a total loss and they issued payment for close to 11,000. I now tried to settle formy pain and suffering I was seen by a doctor 2 times they said it was soft tissue in...

    Timothy’s Answer

    If you are still having pain that you relate to the collision you should get treatment. It should be covered by your car insurance medical coverage. If you have continuing issues I believe you should consult an attorney for help with valuing and settling your case. Good luck.

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  • Slander, defamation of character, blackmail

    ex girlfriend- never lived together, wants all gifts and or presents ever given to me back..or else. Split in Dec - Scorn woman. 1st threat was to bring police with her to get the stuff 2nd is more serious.. sending false letters of accusations...

    Timothy’s Answer

    Although legally the gifts are your property not hers, it might make your life easier if you just return them and be done with her.

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  • When a cop shows up to a accident and a victim is still in a totaled car, should the cop be on the radio to get help?

    I was in a 3 car accident on a 3 lane highway, still sitting in the totaled car having a seizure when the police showed up, No ambulance at all to the accident scene the whole time

    Timothy’s Answer

    Sounds like the officer used poor judgment. If the collision was very severe an ambulance should have been called. Even so, I don't think you have a legal claim against the officer.

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  • Daughter in car accident ,i made settlement with their company . can i sue my company for personal injury under full tort

    can you sue under bodily injury , i am told that once you settle with their company you can not sue your company i have $50.000 under bodily injury on my insurance .is this true ,thanks rob

    Timothy’s Answer

    Not sure I understand your question. Sounds like you may have settled with the other driver. You may have the ability to make what is called an Underinsurance claim if you have that type of coverage. I need more info to evaluate your situation.

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  • Do I have a case?

    Sister was sent to rehab last april, and was neglected--no vital signs taken, no personal care for hours in a day. Needed to be rushed to a hospital and wrong chart was sent with her. I contacted department of health in Pennsylvania the facility w...

    Timothy’s Answer

    You may have a case for malpractice. You should have an experienced medical malpractice attorney evaluate the case. The medical record will need to be reviewed by an expert. This should be done as soon as possible. Sorry to hear of this.

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  • Wat should we do

    5 guys got hit n a chevy malibu by a sams club truck,three peoople felt the pain but scared to go to the hospital but the pain is bothering,but no insurance

    Timothy’s Answer

    You should contact a Personal Injury attorney right away. You can get free legal advice on how to proceed.

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  • Is this malpractice

    I had a herniated disc at L5-1. The surgeon operated on the disc but I was still in pain for a month afterward. He did another MRI to find out that he did the level above. He was very honest with admitting the mistake and explained to me how I had...

    Timothy’s Answer

    Based on the facts given this sounds like a good Malpractice case. The doctor operated on the wrong disc and you needed a second operation. You should have the matter reviewed by an experience Medical Malpractice attorney. Good luck.

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