Yes, you can start a class action through counsel against the insurance company. It may be that the better claim is a breach of contract, depending on the precise details of the insurance product and how it was sold. There were many cases filed against insurers several years ago concerning vanishing premium and variable life products, and most of these were settled. There are other claims involving annuity features of insurance products that are viable. I strongly disagree with the...
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Yes, you can be removed as a class representative, particularly if you object to a proposed settlement that others believe to be a reasonable offer in the best interests of the class. The fact that you're no longer a class rep, however, does not mean you cannot also proceed with your objection to the settlement. You should retain separate counsel to lodge the objection. You should understand that most objections are frivolous, and there is a distinct bar of lawyers who object to class...
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This is potentially a very good class case. You should ask your dealer whether there is a Technical Service Bulletin (TSB) on the problem and whether the throttle body assembly has been redesigned. I agree with the other commenter that you should bring the matter to the attention of an experienced class action lawyer.
Unlike the other commentators, I suspect the case you're inquiring about is not a classic class action but instead a collective action under the federal Fair Labor Standards Act. FLSA actions are opt-in actions, so you're not a member of the class or covered by the action until you opt-in. Your individual claim may (and probably will) remain viable. In many cases, you may have an even stronger claim under state law. Therefore, you should contact both the plaintiff's counsel and your own...