It would be best to consult with an experienced bankruptcy attorney, as your comments: "what if I pay most of thee proceeds (from sale of my...

Chapter 13 is the best solution for a consumer with substantial equity in real estate. Once filed, the automatic stay stops ALL a foreclosure;...

Based on what you’ve described, there is nothing inherently improper about filing Chapter 7 because your health declined and you could no longer...

Yes — gambling winnings CAN count as income for Chapter 7 purposes, even if you lost money overall. 1. Means Test Under 11 U.S.C. §...

In a Chapter 13 or Chapter 7 bankruptcy: The court and trustee focus primarily on your current financial situation and your ability to pay...

1. Home Equity Loan — Short-Term Relief, Long-Term Risk: While a home equity loan may temporarily resolve credit card balances, it converts...

I understand your concerns about your house and the possibility of creditors seeking judgments against you. It’s a stressful situation, but let me...

Yes, you can likely still file for Chapter 7 bankruptcy, but the $17,000 in credit card purchases for Pokémon cards could raise red flags that need...

Filing for bankruptcy — whether Chapter 7 or Chapter 13 — does not eliminate the lender’s lien (mortgage) on real property located in Pennsylvania....

Ownership Interest in the Home: The court will need to know how title is held. If you both own the home (e.g., as joint tenants or tenants in...