If benefit plans are provided by an employer or union sponsored group plan, the employer must follow the terms and conditions of the plans, including the provisions for requiring premium payments. The employer must provide a COBRA notice if health coverage is terminated. If the employee engaged in gross misconduct, the employer may not be required to provide continuation coverage under COBRA. The effect of the Patient Protection and Affordable Care Act should be reviewed in more detail...
The owner must provide you with a written list of damages within 30 days of your moving. If you did not receive the appropriate refund, you may file a complaint in municipal court to recover improperly held escrow funds. Many plaintiffs represent themselves in municipal court, but if you have difficulty with this case, you should contact a lawyer.
For a retaliation claim, you must show that the protected activity caused an adverse employment action. If there is a great time lapse between the date of the protected activity and adverse action, you should be prepared to produce evidence of intervening incidents that could convince a judge and jury of the link between the protected act and the adverse action.
Is the plan complying with the claim procedure described in the summary plan description? You say that you haven't received payments. Have you received a decision denying benefits? If so, you should file a plan appeal. You may contact the Employee Benefits Security Administration of the Dept. of Labor, www.dol.gov/ebsa.
Their interest depends upon how the house was titled and the terms of the will. You should consult an attorney.
In the absence of an agreement for compensation for a term, your employer may cut compensation prospectively. You may have a claim for underpaid compensation for the time in which you expected the original higher amount of compensation. You may contact the Pennsylvania Department of Labor and Industry about the past compensation, or you may file suit.