Daniel Anthony DeLiberty’s Answers

Daniel Anthony DeLiberty

Radnor Debt Collection Attorney.

Contributor Level 10
  1. Will my credit card debt be forgiven if the debt lawyers don't show up at our court date scheduled for tomorrow?

    Answered about 1 year ago.

    1. Daniel Anthony DeLiberty
    2. Charles Laputka
    3. Kris K. Skaar
    3 lawyer answers

    Rule of thumb is NEVER give a debt collector your checking account number. Lots of reasons for this. Debt collectors and their firms file cases in bulk. Do not count on them not showing up - they usually do. They likely have other cases that day, not just yours. With last minute settlements like this, the promised dismissal of the impending case often never happens - not necessarily intentionally, sometimes it's an oversight or your case gets lost in the bunch. Feel free to call my...

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  2. Can collection agency for 3rd party debt buyer add fees (almost doubling) the original charged-off amount on my credit report?

    Answered over 1 year ago.

    1. Daniel Anthony DeLiberty
    2. Charles Anthony Rick
    3. Gregory Thomas Artim
    4. Peter Walter Weston
    4 lawyer answers

    You are not required to answer any letter from a debt buyer. They can add interest and fees only if authorized by the original agreement with the original creditor. Also, realize that if you are past the statute of limitations, they can still generally attempt to collect (but not sue). You may consider speaking with an attorney to explore exactly what you hope to gain (if anything) by settling . The damage to your credit score from the delinquent account is already done and settling will...

    7 lawyers agreed with this answer

    1 person marked this answer as helpful

  3. Can a collection agency add interest monthly to a judgment?

    Answered over 1 year ago.

    1. Daniel Anthony DeLiberty
    2. Gregory Thomas Artim
    3. Dorothy G Bunce
    3 lawyer answers

    The post-judgment statutory interest rate in PA is 6%. Did your arrangement with them address the subject of interest? Did you get the arrangement in writing? Generally if a collector agrees to take a monthly payment as settlement of a debt, that amount would be all inclusive. It would be unusual (but not necessarily illegal) for them to agree to a monthly payment but also charge a separate interest fee. The interest on the balance could continue to accrue, unless they agreed otherwise....

    7 lawyers agreed with this answer

  4. My ex husband is responsible for 100% of our credit card debt i got a 1099-c it will cost me on my taxes can i go after him?

    Answered about 2 years ago.

    1. Steven J. Fromm
    2. Brian W. Erikson
    3. Daniel Anthony DeLiberty
    4. Christopher Michael Larson
    4 lawyer answers

    In addition, there are a few instances where you may not have to pay taxes on the 1099c - cancellation of debt. Ask your accountant/tax preparer if you may qualify for the insolvency exemption, especially if you have many other debts.

    8 lawyers agreed with this answer

  5. Can I take the debtor education course prior to the 341 meeting?

    Answered about 2 years ago.

    1. Daniel Guinn Shay
    2. Robert Parkinson Taylor
    3. Michael J Corbin
    4. Derek R. Caldwell
    5. Daniel Anthony DeLiberty
    6. ···
    7 lawyer answers

    Yes, and being proactive in your bankruptcy process like this will help your attorney and hopefully drive your case to a faster discharge.

    7 lawyers agreed with this answer

  6. Why do lawyers need to be in shape?

    Answered about 2 years ago.

    1. Trina Ann Longo
    2. Oscar Michelen
    3. James Juo
    4. Daniel Anthony DeLiberty
    5. Frank Wei-Hong Chen
    6. ···
    7 lawyer answers

    Exercise helps combat stress. Attorneys are hired to handle their clients' problems, and especially in areas such as criminal law and family law, this constant exposure to "heavy" life problems can weigh heavily on a lawyer, both physically and emotionally. Physical activity can be a great outlet for this stress.

    7 lawyers agreed with this answer

  7. Hello, I need help with student loan debt!

    Answered 6 months ago.

    1. Daniel Anthony DeLiberty
    2. Lawrence S. Rubin
    3. Michael J Corbin
    3 lawyer answers

    There are significant differences between federal and private loans. Here in PA, I have seen an uptick lately in consumers being sued on private student loans.

    5 lawyers agreed with this answer

  8. SSN revealed

    Answered about 1 year ago.

    1. Daniel Anthony DeLiberty
    2. David Andrew Mallen
    3. Constantine D. Buzunis
    3 lawyer answers

    Some courts require filing parties to agree that they will redact confidential information. Failure to do so may give one leverage in fighting or settling the lawsuit. Depending on the court, the damage unfortunately could already be done as the exhibits are a public record. Simply pointing this out to the lawyer for the other side should get a quick remedy. Unfortunately, most caselaw regarding this very issue seems to indicate that this is not a violation of the FDCPA, but it is a gray...

    5 lawyers agreed with this answer

  9. I have a summons to got to court in 2 days. What are my options (s)?

    Answered over 1 year ago.

    1. Daniel Anthony DeLiberty
    2. Cynthia E. Reed
    3. James W. Zerillo
    4. Deborah F Bowinski
    5. Joseph Wrobel
    6. ···
    6 lawyer answers

    You need to speak with a debt defense or consumer lawyer fast. You might be surprised to find that is very affordable to hire a lawyer to defend the lawsuit, especially if it was filed in small claims/magisterial district court. The situation you described I have heard countless times, and is a major reason why I feel most debt relief settlement companies are worthless and do most people a huge disservice. They are not lawyers, so they won't - and can't- represent you in court or help you...

    5 lawyers agreed with this answer

  10. Being Sued over Credit card Debt by Target National Bank

    Answered almost 2 years ago.

    1. Daniel Anthony DeLiberty
    2. Alfred M. Abel
    3. Rachel Lea Hunter
    3 lawyer answers

    You should speak with an attorney who does debt defense. They may be much more affordable than you might think. Like a previous poster stated, it makes a big difference in what is required of you (in terms of your response to the lawsuit) depending on which court the lawsuit was filed in (small claims/Philly municipal versus County Court/Court of Common Pleas). I disagree with one of the previous posters who stated that you could not in good conscience file an answer. The creditor and debt...

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