Non-priority claims listed on Schedule F are dischargeable. Priority claims listed on Schedule E are either non-dischargeable or are entitled to payment above other creditors if there are assets available.
Yes, Consumer Bankruptcy Assistance Project. They are located in Philadelphia. Although the service that they provide is free, you will still need to qualify for their assistance. Here's a link to their website: http://www.philalegal.org/html/consumer_bankruptcy_assistance.html
Sounds like a Remit filed a writ of execution with garnishment interrogatories address to your bank. You should have received a copy of this writ (served by a sheriff) along with lengthy forms which allow you to have an exemption hearing. You need to fill out those forms and request such hearing. If the judge sides with you, the court can force Remit to dissolve the garnishment and release your funds.
Generally, a trustee will abandon property which has no significant value to the creditors. I cannot speak to the likelihood of whether creditors will object, but they certainly have the right to do so if they feel differently.
As far as judgments go, I list all judgments on Schedule F and send additional notices to creditors attorneys. These judgments are generally discharged in bankruptcy.
If you miss your 341 meeting, there is a chance that trustee may dismiss your case. Get in touch with your attorney to let him/her know about your situation. If you don't have a lawyer, contact the trustee assigned to your case and ask to schedule a new meeting date. Additionally, you will need to notify every single creditor (refer to your creditor matrix) of the new hearing date. Lastly, you will need to file a notice with the court and proof of service. I strongly recommend that you contact...
Of course you should request a hearing. This is a moving violation. Depending on your driving record, any competent attorney can either have this ticket dismissed or reduced to 3111(a), which yields no points.
This sounds like a 1543(b). If your fiance was indeed charged with a 1543(b), I would recommend that he/she attempt to plead down to 1543(a). Although, this outcome will yield a license suspension of 1-year, the fine is smaller and there's no mandatory jail sentence.
However, I suggest that you speak to a lawyer first. Based on the facts and some mitigating factors, your attorney may even be able to dismiss the charges.
How old is the debt? It might be outside the statute of limitations. Additionally, in my jurisdiction creditors must attach exhibits which establish their right to a judgment. A list of charges and proof of purchases is not sufficient to establish a breach of contract claim (which is essentially what this is). Creditors need to prove that you assented to the original account at issue.
Where a creditor fails to attach a copy of the original credit agreement, the courts have uniformly...
It is normal for courts to seek collateral prior to scheduling a hearing. This ensures that you will show up for your hearing date. If you beat your ticket, collateral will be returned to you. In your case, I would go to the courthouse and seek their advice. It is likely that the letter you received is standard boilerplate. Good luck.