Notify Your Insurance Company The first thing you need to do is promptly notify your insurance company. Every policy requires some reasonably prompt notice of an accident and, if you fail to provide
There's Only One Reason to Deal with the Other Guy's Insurance Company If you don’t have a claim you want the other driver’s insurance company to pay, there is absolutely no reason ever for you to sp
You May Not Have to Give a Recorded Statement You absolutely do not have to give a recorded statement to the other guy's insurance company. In fact, we strongly recommend against giving a recorded s
Check for Injuries Are you hurt? Is anyone in your car hurt? Does it appear (without getting out of your car) that anyone else has been hurt? Before you do anything else, determine whether anyone
The Cost of Malpractice Suits is Not Significant According to Business Week, malpractice payouts by physicians and their insurers amounted to less than 1% of the country’s overall health care cost.
Don't Overstate or Minimize the Accident Incorrectly describing the accident is no good. First, your incorrect description of the accident will be in the records and it will be used against you by d
Ask Friends and Colleagues When you're selecting a physician, ask around. Your friends and colleagues, for example, may have advice to offer. Remember that unless they are medically knowledgeable,
Ask Your Doctor This one seems obvious, but sometimes people are scared or otherwise reluctant to just ask their doctor. Your doctor should be willing to explain your condition to you and she may ha
Accident Information Police Accident Report (if you have one) or Accident Information Exchanged at the Scene Insurance Information Insurance information for yourself as well as all of the members of
If You're a Named Insured on an Auto Policy In Pennsylvania, all auto insurance companies are required to provide medical benefits coverage of at least $5,000 as part of every auto insurance policy.