When starting a new business, it is important to have properly conducted your due diligence, and this case, your are correct in questioning the use of your preferred names. The best course of action is to consult with a local attorney who can verify name availability with the New York State Department of State, and more specifically, address your concern of possible infringement on intellectual property rights.
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Yes, you can start a business in New York to decorate cakes. You will need to comply with local and state health department regulations/laws and will want to complete your due diligence from the “business side” as well. There are additional factors that may also be important to consider, among them, if your home is located within a municipality that requires business permits (such as the City of Rochester) or an Association that may limit/restrict home businesses. Starting a new business...
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Congratulations on your new home. Conventional loan products and FHA loan products do differ, your officer should be able to show you a comparison in the different costs. I suggest the following material provided by HUD to assist in obtaining the best mortgage for you: http://www.hud.gov/buying/booklet.pdf