Scott R. Schneider’s Answers

Scott R. Schneider

Hicksville Bankruptcy Attorney.

Contributor Level 4
  1. Cosigner on a loan

    Answered about 1 month ago.

    1. Scott R. Schneider
    2. Michael Hal Schwartz
    3. Eric Edward Rothstein
    3 lawyer answers

    When you cosigned the loan, you agreed to be responsible for paying the debt. If you are not making the required payments according to the loan agreement, they can call you to attempt to collect the debt. Should you pay the loan off, you can collect from the borrower. If he does not pay you, you can sue him.

    6 lawyers agreed with this answer

  2. Can a husband file for bankrupcy by himself including the home that the wife is on the tittle to, without his wife's consent?

    Answered about 1 month ago.

    1. Kim Christian DSouza
    2. Howard E. Knispel
    3. Scott R. Schneider
    4. Michael Hal Schwartz
    5. Nathan D McKinney
    5 lawyer answers

    The husband can file for bankruptcy as an individual. He does not need his wife's consent. The husband must list in his bankruptcy all his assets and all his liabilities.

    5 lawyers agreed with this answer

  3. Do I need to file a Chapter 7 bankruptcy?

    Answered 11 months ago.

    1. Scott R. Schneider
    2. Howard E. Knispel
    3. Michael Christopher Burr
    4. Eric Edward Rothstein
    5. Dorothy G Bunce
    6. ···
    7 lawyer answers

    Retirement accounts are protected. You may unemployed now, but when you are working again, if they have obtained a deficiency judgment they will garnish your salary and seize your accounts. There are other factors to consider before filing for bankruptcy. You should talk to a local bankruptcy attorney.

    5 lawyers agreed with this answer

  4. If you get a judgements from credit cards and you eventually have to file chapter 7 can those judgements be included

    Answered 12 months ago.

    1. Eric Edward Rothstein
    2. Howard E. Knispel
    3. Andrew M. Doktofsky
    4. Scott R. Schneider
    5. Michael Hal Schwartz
    5 lawyer answers

    You must list all your debt, including judgments when you file a Chapter 7 Bankruptcy Petition. By listing the judgments, they can no longer garnish your salary or seize your accounts. However, if you own real property, the judgment lien survives the bankrutpcy unless you file a motion to remove the lien while your bankruptcy case is pending. It is best to file before they obtain a judgment.

    2 lawyers agreed with this answer

  5. Is a creditor prohibited ( in New York State ) from taking collateral if one is current on the payments after filing chapter 7?

    Answered about 1 year ago.

    1. Michael A. Koplen
    2. Michael Hal Schwartz
    3. Jayson Lutzky
    4. Howard E. Knispel
    5. Scott R. Schneider
    5 lawyer answers

    If you want to keep your auto, you must sign a reaffirmation agreement and stay current on your payments. Your statement of intentions should say "Reaffirm" not "other"

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  6. Can you put your divorce lawyers fees on your bankruptcy in New York State?

    Answered 9 days ago.

    1. Steven P. Kuhn
    2. Deborah G. Fiss
    3. Michael Hal Schwartz
    4. Richard E Weltman
    5. Susan Pernick
    6. ···
    8 lawyer answers

    Absolutely. But do not expect your divorce attorney to continue to represent you.

    1 lawyer agreed with this answer

  7. Can I revise the creditor's matrix after filing a Chapter 7?

    Answered about 2 months ago.

    1. Dorothy G Bunce
    2. Michael Christopher Burr
    3. Marc Gregory Wagman
    4. Jay S. Fleischman
    5. Scott R. Schneider
    5 lawyer answers

    Adding the creditors to the matrix is only part of the amendment. You must also list the additional creditors on Schedule D, E or F. In addition you should look at the Local Rule 1009-1 to guide you. Make sure you serve the creditors as well. If you do it wrong, it will not count.

    1 lawyer agreed with this answer

  8. Can't pay credit cards on disability have old car own nothing can they give me a judgement or will they leave me alone 47 years

    Answered 12 months ago.

    1. Howard E. Knispel
    2. Eric Edward Rothstein
    3. Michael Hal Schwartz
    4. Scott R. Schneider
    4 lawyer answers

    They will not leave you alone. You will eventually be sued and they will try to collect on the judgment. You should talk to a bankruptcy attorney to see if bankruptcy is right for you.

    1 lawyer agreed with this answer

  9. Can creditor put a lien on my home while I'm in a chapter 13 plan? If so can it be removed?

    Answered about 1 year ago.

    1. Jayson Lutzky
    2. Michael Hal Schwartz
    3. Scott R. Schneider
    4. Susan Schmeidler Blum
    4 lawyer answers

    If the lien was obtained after you filed the Chapter 13, it must be removed as it violates the automatic stay. If the lien was obtained prior to the bankruptcy, you can file a motion to remove the lien. You should discuss this with your attorney.

    1 lawyer agreed with this answer

  10. How will my filing for chapter 7 affect someone I cosigned an auto loan for and where do I enter it on bankruptcy schedules?

    Answered about 1 year ago.

    1. Michael A. Koplen
    2. Paula Brown Sinclair
    3. Scott R. Schneider
    4. Howard E. Knispel
    5. Diane L Gruber
    5 lawyer answers

    You will be discharged of the obligation and the co-signer will still be responsible for the auto loan.

    1 lawyer agreed with this answer

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