Archived
I have recieved a complaint for foreclosure and have 30 days to respond, how can I respond without contacting a lawyer?
Joseph's answer
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Answered on December 30, 2009
Contact your County or State bar association and they have a listing of pro bono attorneys that will work free of charge. Also, you can go to your...
Archived
How to respond to a foreclosure summons in Wisconsin/Milwaukee Co.?
Joseph's answer
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Answered on December 30, 2009
If you believe that those issue are present in your case, you will need to hire an attorney licensed to practice in your state. These deficiencies...
Archived
Are there any other foreclosure alternatives than filing chapter 13 bankruptcy? Foreclosure scheduled for 1/5/10.
Joseph's answer
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Answered on December 30, 2009
Another option is to have an attorney and make an order to show cause to the court based upon any problems in your file (improper service,...
Archived
My landlord has not paid the mortagage on the rental property in a year and the home will be foreclosed. What are my rights?
Joseph's answer
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Answered on December 28, 2009
Chances are, you cannot just assume the mortgage, but if you have that type of credit and money you can purchase the home from the landlord. ...
Archived
If a home is in foreclosure, how do I go about finding out when it will be available and what the cost will be?
Joseph's answer
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Answered on December 28, 2009
You can send, email or fax a letter to the attorney's office explaining that you have seen this home and would be interested in purchasing it from...
Archived
Will paying an account in full for less than full balance adversely effect credit?
Joseph's answer
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Answered on June 10, 2009
Yes. If a debt is satisfied in "less than the full balance" it has a negative effect on your credit.
Archived
How will settling an outstanding credit account effect my credit?
Joseph's answer
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Answered on April 22, 2009
The negotiations will damage your credit score. Another option is to pay a smaller amount, and make small monthly payments (at least the minimum)...
Archived
How does my credit score get affected by using debt settlement service to liquidate my credit card balance.
Joseph's answer
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Answered on April 22, 2009
The debt settlement definitely damages your credit and you need to take this into consideration before choosing such a solution.
Archived
Do I need a real estate attorney to help me with my sub prime mortgage issue?
Joseph's answer
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Answered on April 07, 2009
Fraud is a crime and you may want to look for a litigation or foreclosure attorney with knowledge of the mortgage laws but also litigation...
Archived
I have about $15,600 in delinquent credit card debt. Is it wise to use a debt settlement company?
Joseph's answer
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Answered on April 07, 2009
Be extremely cautious of the fees. Law firms and debt settlement companies can settle some debt for as low as 25-30%, but the fees should be...
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