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Craig A. Post

Craig Post’s Answers

1,102 total


  • URGENT! NYC physican hand injury auto accident. NYPD refused to file accident report.

    Left hand break, dislocations and fractures. NYPD refused to come to scene of accident. He was hit by tractor trailer. He then went to police station and waited an hour and police still refused to write report. He is in the VA hospital. Hosp...

    Craig’s Answer

    Your friend is going to have to reach out to an attorney. He can search for a qualified attorney on this site. Something seems wrong here but it sounds like your friend needs treatment first and foremost.

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  • In NYS, is the insurance company required to send cancellation notice before cancelling auto policy?

    My insurance was cancelled for non payment and lapsed 10 days. Ins company claims they emailed me cancellation notice, but I never received it. Now, I have to pay exuberant fees for a new policy b/c of the lapse. Do I have any recourse with the...

    Craig’s Answer

    As suggested, ask for copies of the cancellation notice that was allegedly sent. Insurance regulations are very specific as to the procedure insurance companies must follow in order to properly cancel.

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  • These guys damaged my car when i parked. They left without notifying me Will my insurance premiums increase because of this.

    These guys damaged my car when i parked. They left without notifying me Will my insurance premiums increase because of this.

    Craig’s Answer

    Probably not. I say probably because there are factors that may be considered including your claims history. Assuming you have a clean claims record then this not-at-fault accident should have no premium implications.

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  • Policy limits demand ?

    I was recently involved in an accident I was declared at fault for... My insurance sent me a letter saying the defendant is "demanding policy limits" I looked at the attached medical bills that her attorney sent, her bills are way under my policy ...

    Craig’s Answer

    It seems you are confusing your no-fault coverage with the limits of your bodily injury coverage. Assuming the claimant was in her own vehicle, her policy will cover her medical expenses, not yours. She is looking to your policy for compensation for pain and suffering among other possible damages and in that regard, she can demand whatever she wants. She still has to prove its worth. Unless it turns out her injuries may be worth in excess of your coverage limits, let the insurance company handle it and don't stress too much.

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  • I just concluded a Federal law suit. I want to collect all documents - depositions, evidence, judge's decision etc...

    I just concluded a Federal law suit. I want to collect all documents - depositions, evidence, judge's decision, settlement document etc... for my records... apart from getting this from my lawyer, where else are these records kept...where can I ge...

    Craig’s Answer

    Your primary source is going to be your lawyer. You should also be able to get some records (court filings) on line.

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  • Should I hire a lawyer following accident?

    We were in a car accident where we were sideswiped by a car on the wrong side of the road. Car was badly damaged, no one left in ambulance. (Two people were treated in ambulance on site) Driver and passenger were treated next day for neck/shoulder...

    Craig’s Answer

    If you are going to attempt to amend the police report, you must do so as soon as possible. Usually you only have a limited window to make such changes. Get medical treatment if needed and speak with a personal injury attorney as soon as possible.

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  • What type of attorney would I need for a personal injury against McDonald's

    My son was assaulted while on the clock at McDonald's and then his assailants waited for him outside of the McDonald's and assaulted him again and cut his face.

    Craig’s Answer

    A personal injury attorney and a worker's compensation attorney. Your son may have more than one remedy available to him so you should speak with an attorney as soon as possible.

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  • How do I serve a defendant in Turks & Caicos Islands through Hague Convention?

    I could no find the Supreme Court of the Turks and Caicos Islands' address. This is apparently where the application has to be mailed. Any input would be greatly appreciated.

    Craig’s Answer

    This site is not intended to address these types in inquiries. This is not 411. Try: http://gov.tc/index.php/contacts

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  • When plaintiff wins case in serious injury case, does carrier get no fault amount from defendant?

    Assuming that plaintiff received the full no fault amount from his insurance company, does the insurance carrier get the money back from losing defendant at the end of the personal injury case?

    Craig’s Answer

    There are certain situations involving commercial vehicles where a right of subrogation exists between carriers. Beyond that, the carrier cannot look to the losing party for reimbursement.

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  • Assuming that no fault insurance paid the full amount, in a civil suit do the damages still include the below limit damages?

    Does plaintiff recover both amounts below and above serious injury limit in a civil case even after payment of no fault insurance?

    Craig’s Answer

    A carrier's no-fault obligation and BI limits obligation have nothing to do with one another. The amount a no-fault carrier pay, as a matter of contract, has no bearing on a BI carriers exposure. The limits of the bodily injury coverage remain the same regardless of how much was paid in no-fault benefits.

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