What exactly are you looking to stop? the foreclosure sale? or the foreclosure litigation as a whole? was a judgment entered? There are other ways of delaying or stopping a foreclosure without having to file for bankruptcy. You should explore those options with a competent foreclosure attorney.
This is a question for an accountant, not an attorney. As I understand, an LLC is a "flow through entity" as far as tax liability is concerned. That means the LLC's tax liability transfers to the member's personal liability.
You "take a salary" by, for example, 1. transferring money from LLC's operating account, to your personal checking account or your wallet; 2. paying personal expenses out of your LLC's operating account.
Your claim will likely have been extinguished as against the building. Your claim now is against whatever surplus there may have been from the purchase at the tax sale. Yes, you do have to file a notice of claim in order to get a cut of the surplus, assuming there is any.
Contact the attorney's who brought the tax lien foreclosure.
This is unusual unless you happen to be moving into a very fancy apartment. It is legal for the landlord to do this unless it is a rent regulated apartment. He can charge whatever he wants, and you can say no. If the landlord's terms are unacceptable to you, then you are free to rent from someone else. That's the free market for you.
You are not bound by it. See the difference between these two statements:
1. Today I do not intend to sue you (but my intention my change tomorrow).
2. Today I promise forevermore never to sue you.
What you said is more like #1, and you probably wouldn't be bound by #2 either unless it was embodied in a formal agreement and you received some sort of consideration in exchange for the promise.
Yes, these monies are exempt, and the credit card company cannot enforce a judgment against those funds. They may try to freeze these bank accounts with restraining notice if they win a judgment, but it should be a fairly easy matter to get the accounts unfrozen if you can demonstrate that the source of these monies is exempt.
If you need help with your credit card case, give me a buzz. I'm in Staten Island.
Below is a link to my site, and a second link with the full exemption list.
I agree with Krishnan that depends on your priorities--if you want to keep the home, then taking the loan modification (assuming the monthly payment works for you) is probably the route you should take. The balloon payment arrangement is to structure the loan mod so that the monthly payments are lower. The balloon contains the accrued interest that you weren't paying during the pendency of the foreclosure and whatever other disbursement the banks made during the pendency of the foreclosure (i....