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If I had to bet, your employer either has a high deductible workers' compensation policy or is self insured. In both cases, the claim might be administered by an "insurance company", but the $ to pay your settlement will come out of the employer's own workers compensation reserve fund, and they don't want to part with the money just yet. Your attorney should know if this is the situation, so ask him. By the way, if your diagnosis is truly only "sprains, strains and contusions", if they offer...
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I agree with my colleague Brian Mittman. At this point it appears that the adjuster is simply not caring enough to follow the law, which requires the carrier to pay within 10 days. You should ask your lawyer to request an immediate 20% penalty on the entire award for paying late. Good luck!
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Absolutely. Many of my clients who have been found "partially disabled" (anything less that 100%) by the New York Workers' Compensation Board have also won Social Security Disabilit benefits. It will depend on your disability, age, education and past work history. Good luck!
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Please go to your local Social Security District Office and ask them to remove your uncle as Rep Payee. He cannot use your money cigarettes. They can also help you find a responsible Rep Payee. Call Social Security at 1-800-772-1213 to find your local district office. Good luck!
What you are asking about is Social Security Survivors' Benefits, which is really no more than government sponsored "life insurance" for working people. Your individual case may depend on many factors, but I strongly suggest you read the attached PDF describing eligibility for Survivor Benefits in general, and then contact Social Security at 1-800-772-1213 if you think you may be eligible. It never hurts to apply, and as oposed to a Social Security Disability application, this one is easy....
Technically, your landlord can be your "Representative Payee". However, I would not recommend such a relationship because it could cause the Rep Payee to put his financial interests above yours. A Rep Payee must act in the best interests of the Social Security beneficiary. What if you are behind on your rent, but also need money for medication? Will your landlord pay himself first out of your monthly check, or will he pay for your medication? There was once a time when claimant's with drinking...
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