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Julio E Portilla
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Julio Portilla’s Legal Guides

16 total


  • The Basics of Bankruptcy

    Bankruptcy is a legal process that permits insolvent people or businesses to wipe out their debts and start fresh. Bankruptcy proceedings are governed by federal law and take place in the U.S. Bankruptcy Court. In Sacramento, this court is located at 501 I Street, across the stre...

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  • Filing Chapter 7 under the new laws.

    There has been written about the bankruptcy means test under the new laws and how much more difficult it's going to be to file for Chapter 7. It's true that the bankruptcy means test will result in some people having to file chapter 13 instead of Chapter 7.However, for the vast m...

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  • 10 Ways to get out of Dept!

    1) Use your Assets: If you have assets with some significant equity, such as a home or a car you may be able to use these to get control of your debt. For example, you could get a loan on your home sufficient to pay off your debts. You could be saving a considerable amount of mo...

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  • Green Card Qualification! Who can apply for a Green Card, to live in the U.S.

    A green card identifies its holder as a U.S. permanent resident, with rights to enter, exit, work, and live in the United States for their entire life -- and to eventually apply for U.S. citizenship. But before you think about applying for U.S. permanent residence, make sure yo...

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  • 3 Commn Myths About Immigration

    Every year, several thousand people lose the opportunity to legally immigrate to the United States. Often, this is because many people choose to believe one or more commonly held misconceptions about the workings of United States immigration law. If you or someone you love ...

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  • Understanding The Criminal Process in New York.

    The criminal process can be complex and confusing. But it's important to understand your legal rights. If The Police Stop You: You may be stopped for questioning by the police. A stop isn't considered an arrest if you're held briefly and not moved to a different location. To main...

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  • So you got a DWI/DUI........Now What?

    Getting stopped for drunk driving is a serious offense and can have different consequences depending upon where you live.

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  • Top 5 Tips Before You File A Lawsuit!

    Before you file a lawsuit, you need to decide a few things about your potential case. You need to answer the following questions before deciding whether it's worthwhile to bring a lawsuit to court: 1. Do I have a good case ...

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  • HOW BANKRUPTCY CAN HELP WITH FORECLOSURE

    In 2007, the United States economy entered a mortgage crisis that caused panic and financial turmoil. Too much borrowing and a flawed financial model, largely based on the assumption that home prices will increase, precipitated the mortgage crisis. In conjunction with this flawed...

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  • A Guide to Surviving Foreclosure

    For too many Americans, the word foreclosure symbolizes a feeling of powerlessness that has defined the nations economic climate for the past several years. If you are looking at your financial situation and fear that a foreclosure may be on the horizon, its time to arm yourself...

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