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Julio E Portilla
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Julio Portilla’s Legal Guides

16 total


  • Eviction and Bankruptcy

    The Bankruptcy Abuse Prevention and Consumer Protection Act was made effective in October 2005 and has rendered eviction of bankrupt tenants easier for landlords. Knowing how to proceed is contingent upon whether a tenants bankruptcy is declared before or after the landlord rega...

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  • Buying a Car during Bankruptcy

    For many of us, it often seems that everything goes wrong at once. This is especially frustrating if you are in the midst of bankruptcy proceedings. When your car finally breaks down for good or your lender repossesses it, it is hard to see how you can get to work each day and ke...

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  • Recovering From Bankruptcy

    Filing for bankruptcy is grueling enough, but when the dust has settled, your work has only begun. With your financial state stabilized for the time being, it is time to work hard to restore trust, rebuild your credit, and even start saving money for the future. These tips should...

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  • Is a Mortgage After Bankruptcy Possible?

    Is a Mortgage After Bankruptcy Possible? There are many misconceptions about life after bankruptcy particularly the notion that bankruptcy is a death sentence to obtain future credit and/or loans.After all, if someone has filed for bankruptcy, why would any company trust them wi...

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  • Understanding the Process of a Section 341(a) Creditor's Meeting

    Understanding the Process of a Section 341(a) Creditor's Meeting Bankruptcy is a complex solution to a complex problem. It can be an intricate process, especially when it comes to Chapter 7 bankruptcy. One aspect of that process is the 341 Meeting. While its name may sound lik...

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  • Bankruptcy Relief for Student Loans

    Student loans have become one of the most serious debt problems that average Americans face today. With the cost of education rising and the job market struggling to recover from recession, a disturbing percentage of college graduates find themselves taking any job, however low...

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  • A Guide to Surviving Foreclosure

    For too many Americans, the word foreclosure symbolizes a feeling of powerlessness that has defined the nations economic climate for the past several years. If you are looking at your financial situation and fear that a foreclosure may be on the horizon, its time to arm yourself...

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  • HOW BANKRUPTCY CAN HELP WITH FORECLOSURE

    In 2007, the United States economy entered a mortgage crisis that caused panic and financial turmoil. Too much borrowing and a flawed financial model, largely based on the assumption that home prices will increase, precipitated the mortgage crisis. In conjunction with this flawed...

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  • Top 5 Tips Before You File A Lawsuit!

    Before you file a lawsuit, you need to decide a few things about your potential case. You need to answer the following questions before deciding whether it's worthwhile to bring a lawsuit to court: 1. Do I have a good case ...

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  • So you got a DWI/DUI........Now What?

    Getting stopped for drunk driving is a serious offense and can have different consequences depending upon where you live.

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