Jose D Roman's Answers

If I co signed for a vehicle and the owner has no insurance could I be held responsible for damages cause by an anccident?

Being a guarantor on a car loan does not make you responsible for that person's negligent operation of a vehicle. In order for you to be held responsible for property damage or personal injury, the driver must have been your employee or acting on your behalf at the time of the accident (they must be your "agent").

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Who is responsible?

It looks like the moving company and the power company are both responsible. The moving company was probably negligent for failing to spot and avoid the wires. The power company was probably negligent for failing to hang the lines correctly. There's no cut and dry answer though because ultimately the percentage of fault between all culpable parties is determined by a jury or a judge.

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Can I be sued for slander/libel?

In NJ all Defamation claims require the plaintiff to prove that you made (1) a defamatory statement of fact (2) concerning the plaintiff (3) which was false and (4) published to third parties. There may be additional requirements based on the facts of the case. When publishing your advertisement you should consider whether it is a provable fact that you are able to sell your goods for 10% less than your competitor. The truth is always a complete defense in defamation cases. Next, ask whether...

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Do I have a malpractice or possible negligence case?

It looks like you may have a case. You should contact an attorney who specializes in medical malpractice immediately. In general, you have 2 years to file a lawsuit from the date of the malpractice, so you should act quickly. Most firms do not specialize in medical malpractice. Make sure you go with someone who has the experience. If you have any questions you may contact my firm, which is located in central NJ. Powell & Roman, LLC 131 White Oak Lane Old Bridge, NJ 08857 732-679-3777

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I was ordered with a lawsuit - for my husband' s company I have nothing to do with. Saying I signed as a idemnitor=false/fraud

There are some matters that non-attorneys can handle on their own. However, your case is one that I recommend that you NOT handle on your own. You should hire a lawyer to defend you. If you cannot afford an attorney you may qualify for free legal services, depending on your income level. You can call me if you like at: Powell & Román, LLC 131 White Oak Lane Old Bridge, NJ 08857 Tel: (732) 679-3777

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Is it legal for a car dealer to lie about a downpayment to the lender in order to get the loan? then add it to the loan balance?

Misrepresenting information on a loan application is considered to be a fradulent practice. The dealer could have liability exposure under the NJ Consumer Fraud Act and other laws, both from consumers and the NJ Attorney General. Whether you have any recourse against the dealer depends on the level of your involvement in the fraud. At minimum you could report the case to the NJ Division of Consumer Affairs by clicking on the link below.

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What type of lawyer will i need to sue a public adjuster?

You should contact an insurance lawyer. You can fire the public adjuster, but he will likely be entitled to a fee on the work he did. In certain situations public adjusters are not entitled to a fee -- for example if there is no written contract. My firm has handled cases involving public adjusters and we would be happy to speak with you.

What is the statue of limitations on filing a Malpractice suite against Doctors and a Hospital

The statute of limitations is two years in NJ. But, if you are suing a public entity or public employee you must give notice to it/him/her within 90 days of the injury. It's important that you contact an attorney as soon as possible.

My son got attacked a school bus durning school hours by another kid and has 3 scars still on his face 2yrs later?

I just want to follow-up on the other answer that was posted. NJ does have a 2 year time limit for lawsuits, but there are several exceptions to this general rule. In your case you may still have time. People under the age of 18 have 2 years from the date they turn 18 to file a lawsuit. So, depending on the age of your child at the time of the injury, there still may be time to act. You should contact an attorney immediately. Depending on the circumstances, you may be able to file suit...

NJ Litigation - Procedural Question on Motion to Dismiss

I agree with the prior response. You should talk to your attorney. The way to win the motion is to have the law and the facts on your side. There's no secret formula. Also, if you tell your attorney to play games that will make the other side spend a lot of money, and your lawyer agrees, then this will only end up costing you a boat load more money than you should be spending.