You may have two separate claims. The first claim is against your employer under workers' compensation. The second would be against the owner of the building for its/their negligence in failing to properly warn of the problem and fix it. You should contact a personal injury attorney who is certified by the New Jersey Supreme Court as a Civil Trial Attorney.
The fact that your license is restored before the court date is not a defense to the charge. Most judges and prosecutors take driving while suspended for a DUI very seriously that is why the penalties include mandatory jail. Assuming it was a first offense DUI and this is the first and only driving while suspended and the officer will come into court and tell the prosecutor he wants to help you out, you might get a break. I agree with the lawyer you spoke to.
It is unclear from your question whether this is a second offense or third or subsequent. The penalties for a second offense are 48 hours to 90 days jail not 6 months. Jail is mandatory for a third or subsequent, 90 days of which can be served through an in-patient treatment center. The answer may be different if there was an accident with injuries or based on the number of years between offenses. Bottom line, you need to take her car away before she kills someone or herself.
Yes there is automatic jail if she is found guilty of the offense. The length of time is between 10-90 days for a first offense. These are serious offenses. However, there may be defenses available to her and she should definitely be represented by counsel for this matter. There are other penalties and issues raised by your question that can be answered by retained counsel.
The first thing you need to do is post bail so the court will recall the warrant and schedule court on your matter. Next you need to contact an attorney to help you with this matter. These are serious charges and the penalties are significant. You mention not wanting to "deal with jail and community service." The likelihood is that with a good attorney you will not have any jail time. You do not say what your BAC was and whether you are charged with DUI and underage DUI or just underage....
Unfortunately, it is the insurance coverage you had on the date of the accident that governs, not the date of the lawsuit. Increasing your insurance limits now will not have any impact your coverage for the accident which will be limited to the $100,000.00.
There are too many factors to give you a specific answer. As the others have mentioned, the carrier, injuries and whether you are subject to any threshold all effect how long it takes. Call your lawyer and ask him for a status update.
In NJ, the costs and expenses are paid from the gross settlement and the attorneys' fees are based on the net after reimbursement of the costs and expenses. You should appreciate this since many other state permit the attorneys' fee on the gross settlement and the costs are reimbursed from your recovery. Take a look at the retainer agreement, it most likely says what I just explained.
Typically, the police will take a report and make a determination whether to charge you with criminal mischief which, based on the amount of damage (cost of mirror) will most likely be a disorderly person offense, punishable by up to 6 months in jail and up to a $1,000.00 fine. If the police decide not to charge you which is what I would anticipate, the victim can file a complaint against you and if the judge finds there is probable cause, you will be charged with the same criminal mischief and...
If you have a valid NJ license that was not obtained by any fraud or misrepresentation, your are permitted to drive in NJ. Depending on the circumstances, NJ will typically suspend you once it is made aware of the CT suspension. I would make sure that you are not suspended in NJ since the penalties for driving while suspended and driving while suspended for a DUI are severe.