Douglas T. Tabachnik's Answers

Is there a chapter 7 bankruptcy time frame?

There are several components to this question. the first is the time between retention of the attorney and the filing of the petition ans schedules. the amount of time it takes to prepare your schedules depends on how organized or disorganized your information is to enable the completion of the information required to complete the petition and schedules. also, yo must make sure that you complete your financial counseling call before the petition is filed. one filed the entire process can take...

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A debt collector is calling my husband for a debt that is not even on his current credit report and is probably 8-9 years old..

the statute of limitations for the creditor to sue on a debt is six years. if they have not done this then there is no legal right to sue and therefore they cannot enforce the debt obligation. any representation that they make to the contrary is a false one and would amount to a violation of the Fair Debt Collections Practices Act. make sure you do not inadvertently acknowledge the debt by making any kind of admission. try going to the Federal Trade Commission for a review of your rights.