Robin Miriam Gronsky’s Guides

Robin Miriam Gronsky

Ridgewood Real Estate Attorney.

Contributor Level 12
  1. Why Your Business Needs a Procedures Manual

    Written by attorney Robin Gronsky, over 4 years ago.

    If you are the sole person working in your business and you couldnt work for a couple of months, could someone else step into your shoes? Are you ready to hire your first employee and you want to describe the steps that your new employee will need to take to do the job correctly?...

    2 people found this Legal Guide helpful

  2. Is Your Company Susceptible to a “Wikileaks”-type Security Breach?

    Written by attorney Robin Gronsky, over 4 years ago.

    There is a website called Wikileaks which has been publishing leaked government documents. Some of the documents which have been published are just embarrassing to the government; others are possibly detrimental to the conduct of our foreign policy. Although you may not have st...

    3 people found this Legal Guide helpful

  3. Using a Trade Name (Also Known as a DBA) in New Jersey

    Written by attorney Robin Gronsky, over 4 years ago.

    When you wish to conduct business without using the names of all of the owners, you must create a new legal entity (a corporation or a limited liability company) or you must use an assumed business name, also known as doing business as or dba, or a fictitious business name. In Ne...

    2 people found this Legal Guide helpful

  4. What a Home Buyer Should Expect At the Closing

    Written by attorney Robin Gronsky, over 4 years ago.

    A residential real estate closing is quite often a time of great expectation and also a time of great anxiety. You have found a house you want to buy, youve negotiated over repairs, and youve given your lender piles of papers so they could approve you for a loan. The big day, whi...

    2 people found this Legal Guide helpful

  5. Opening Up Your Business Bank Account

    Written by attorney Robin Gronsky, over 4 years ago.

    Youve taken the big step and decided to open up your own business. For many of you, youve just filed the articles of incorporation or formed your limited liability company. Some of you have decided that a sole proprietorship is the easiest way to run your business as you dont hav...

    2 people found this Legal Guide helpful

  6. Does Your New Jersey Business Have All Of Its Required Permits and Licenses?

    Written by attorney Robin Gronsky, over 4 years ago.

    When you start a business, you need to find out whether you need to apply for different permits or licenses. You need to check with your town and the state before you start operations to learn what permits and/or licenses are required. Without getting the required licenses and/...

    2 people found this Legal Guide helpful

  7. What Should You Expect to See in Your Real Estate Contract?

    Written by attorney Robin Gronsky, over 4 years ago.

    Youve been looking at houses for weeks and youve finally found one you like. What happens next? The next step is your real estate agent will be preparing a contract that contains your offer. What is in the contract? The contract must contain the names of all of the buyers and al...

    2 people found this Legal Guide helpful

  8. Why You May Need Continuing Education For Mortgage Loan Originators

    Written by attorney Robin Gronsky, over 4 years ago.

    Most mortgage loan originators (MLOs) are now aware that they have a requirement to take 20 hours of pre-licensing education in order to geta newlicense. Many of you are unaware that the SAFE Act requires that you also take 8 hours of continuing education each year in order to re...

    3 people found this Legal Guide helpful

  9. Why Home Buyers Should Review Their Credit Reports Before Applying For a Mortgage

    Written by attorney Robin Gronsky, over 4 years ago.

    When you are applying for a mortgage, your FICO credit score (FICO is the name of the company that created credit scores) determines not only whether you will get approved for your loan but also whether you will qualify for the best rates that lenders have to offer. Your credit ...

    2 people found this Legal Guide helpful

  10. What Happens After You Renew Your Mortgage Company License Through the NMLS?

    Written by attorney Robin Gronsky, over 4 years ago.

    Starting November 1, 2010, all company mortgage licensees (mortgage bankers, mortgage lenders, and mortgage brokers and their branch offices) must renew the licenses that expire on December 31, 2010. For those of you who are licensed in states that transitioned onto the Nationwid...

    2 people found this Legal Guide helpful