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Robin Miriam Gronsky

Robin Gronsky’s Legal Guides

55 total

  • How to Hold Title to Real Estate

    What does the question "how should I take title to my real estate" even mean? Why is it important? What kind of options do you have? If you look at a deed, the sellers and buyers are named, and then the names are followed certain words or abbreviations that have legal significanc...

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  • Does Your Business Have a Social Media Policy?

    The most common social media are Facebook, Twitter, LinkedIn, MySpace, blogging, and YouTube. Millions of people use these websites or send tweets or watch videos every day. Do your employees spend time on these websites during the business day? Do you care whether they tweet abo...

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  • What Do I Do If My Spouse Can't Come to the Closing?

    Its almost time for the closing and you discover that your spouse will need to be on a business trip during the time that you are supposed to close on your house purchase. What do you do? You can ask the sellers if they would be willing to move the closing to a date that would ...

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  • What Are You Doing Differently To Stay In The Mortgage Business?

    The number of licensed mortgage brokers, lenders, and loan officers is a fraction of what it was five (5) years ago. If you are still working in the mortgage industry, you are serious about your business. But, the industry has changed and is still changing. What worked in the pas...

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  • Do You Need to Take Continuing Education Courses This Year?

    Are you aware that loan originators will need to take at least eight (8) hours of continuing education this year? Thats right, the SAFE Act doesnt just require the twenty (20) hours of pre-licensing education. Now that you are licensed, you need to take continuing education ever...

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  • Do You Still Need to File an Annual Report?

    Once upon a time, just about every state required its own form of Annual Report. Most of them were due in the first 4 months of each year. Recently, the Nationwide Mortgage Licensing System sent out an email that functionality for a Mortgage Call Report that would be required qua...

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  • Disposing of Your Computers – What You Need to Know

    Technology changes fast and in a few years the hardware that you purchased cannot support the new software that you are buying. You may need more memory, a faster processor or just want the latest and greatest computer (or smartphone or tablet) that you can buy. What do you do wi...

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  • Selling A House When The Owner Has Died

    Selling a house when the owner has died is more complicated than when the owner is alive. However, it is not a complete holdup to selling. In New Jersey, there is an estate tax and an inheritance tax when a person dies owning property. The estate tax is collected when the net wo...

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  • Accepting Credit and Debit Cards in Your Business

    Most of us stopped paying cash for our purchases long ago. We have debit cards and credit cards and expect to use them for most of what we buy. If you are starting a new business, you should expect that your customers will want to use their credit or debit card when buying from y...

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  • Selling Your Home "As-Is"

    When you are selling your house, your real estate agent may suggest that you paint the walls, pull up the carpeting and perhaps update your kitchen or bathroom in some way. You may have lived in your house for a considerable length of time and not kept up with every change in dec...

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