Written by attorney Robin Gronsky, almost 2 years ago.
Installing solar panels on your property is not cheap. But, there are ways to get solar panels without buying them yourself. This transaction is called a power purchase agreement. You, the property owner, rent out your roof or parking lot or other large space where solar panels c...
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Written by attorney Robin Gronsky, almost 2 years ago.
A short sale is one of the ways that a homeowner can avoid having the lender foreclose on his home when the amount that he can sell his house for is not enough to pay off the mortgage. In the typical scenario, the homeowner has lost his job or his income has decreased to the poin...
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Written by attorney Robin Gronsky, almost 2 years ago.
Most sellers have one mortgage on their property and may also have a home equity line of credit as well. These mortgages are liens on title and must be removed before or at the closing. You may also have paid off a mortgage and it still appears on title. How do you deal with thes...
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Written by attorney Robin Gronsky, almost 2 years ago.
What would happen to your business if you were in a car accident and were unconscious for days? Do you have a back up for yourself? Most business owners are careful to cross-train employees so that in the event, one goes on vacation, quits, or is sick for an extended period, som...
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Written by attorney Robin Gronsky, about 2 years ago.
It's about a week before the closing and your mortgage lender has indicated that you are clear to close. What do you need to do these last few days before the closing. If you have not purchased homeowners' insurance yet, you need to do so now. Even if you have no lender who i...
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Written by attorney Robin Gronsky, about 2 years ago.
In New Jersey, when a buyer is represented by a real estate agent, the real estate agent takes a preprinted contract form and completes it with the names of the buyers, the sellers, the property address, the purchase price offered, the closing date and what items of personal pr...
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Written by attorney Robin Gronsky, about 2 years ago.
Business owners spend a lot of time and energy finding the suppliers of products and services who can best fulfill their needs. And each business has several different types of suppliers - materials and products you use to create your product, software you use to keep track of s...
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Written by attorney Robin Gronsky, about 2 years ago.
There are so many reasons that your business may need a loan - cash flow problems, to cover an emergency, or expansion plans. For the very smallest businesses, you may not be able to find a lender to give you a loan. You may be applying for a credit card to get an unsecured loa...
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Written by attorney Robin Gronsky, about 2 years ago.
Every town has a building department and its own building codes. Some towns require a Certificate of Occupancy Upon Resale, others don't. When you are buying a home, you need to find out what remodeling work has been done on the home and whether permits have been applied for an...
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Written by attorney Robin Gronsky, about 2 years ago.
I live and maintain my law practice in Ridgewood, New Jersey where I am a member of the Ridgewood Environmental Action Committee (REAC). REAC will be running an Earth Day event on May 14th with the Ridgewood High School Student Environmental Action Club with the theme Every Day i...
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