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Robin Miriam Gronsky

Robin Gronsky’s Legal Guides

55 total


  • How to Get Your Customers To Pay Your Bill

    The vast majority of small businesses find that their biggest problem is getting their customers to pay for their service or product. Most small businesses go out of business because they dont get paid fast enough while their expenses must be paid on time. How do you get paid by ...

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  • How to Pick a Real Estate Lawyer

    Lawyers are like doctors. They specialize in anything from real estate to wills to personal injury. You want to find a lawyer who specializes in the area of law that concerns you. The lawyer who handles criminal matters does not know about the issues that concern a real estate sa...

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  • Why Your Business Must Have a Buy-Sell Agreement

    If you are in business with a partner, have you agreed on what will happen if one of you is disabled, if you cant agree on how to run the business, or one of you dies? Before something bad happens, get a buy-sell agreement and make these decisions NOW. Every day that goes by with...

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  • Why Home Sellers Need to be Flexible About Repair Issues

    Home sellers are very frustrated these days by the state of the housing market. If you bought your home in the last decade, depending on how much money you put down, you may be underwater (your mortgage is larger than your property is worth). Or if you still have some equity, i...

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  • Why Business Owners Need a Plan – Even If They Have Been In Business For Years

    Starting a new business is both scary and exciting. When you are starting a new business, you need to define what your business is what you will be selling and to whom you will be selling your product or service. Writing down a business plan (and writing it down is the crucial s...

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  • What Happens After You Renew Your Mortgage Company License Through the NMLS?

    Starting November 1, 2010, all company mortgage licensees (mortgage bankers, mortgage lenders, and mortgage brokers and their branch offices) must renew the licenses that expire on December 31, 2010. For those of you who are licensed in states that transitioned onto the Nationwid...

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  • Why Home Buyers Should Review Their Credit Reports Before Applying For a Mortgage

    When you are applying for a mortgage, your FICO credit score (FICO is the name of the company that created credit scores) determines not only whether you will get approved for your loan but also whether you will qualify for the best rates that lenders have to offer. Your credit ...

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  • Why You May Need Continuing Education For Mortgage Loan Originators

    Most mortgage loan originators (MLOs) are now aware that they have a requirement to take 20 hours of pre-licensing education in order to geta newlicense. Many of you are unaware that the SAFE Act requires that you also take 8 hours of continuing education each year in order to re...

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  • What Should You Expect to See in Your Real Estate Contract?

    Youve been looking at houses for weeks and youve finally found one you like. What happens next? The next step is your real estate agent will be preparing a contract that contains your offer. What is in the contract? The contract must contain the names of all of the buyers and al...

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  • Does Your New Jersey Business Have All Of Its Required Permits and Licenses?

    When you start a business, you need to find out whether you need to apply for different permits or licenses. You need to check with your town and the state before you start operations to learn what permits and/or licenses are required. Without getting the required licenses and/...

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