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John Frank Chiaia
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John Chiaia’s Answers

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  • My house is in forecloser and i owe about $25,000 in bills should i put everything in bankrupcy so i dont have both on credit

    i tried modifying twice but morgage company will not work with me,first my mpv score was not 31% and the second timethey said i owed more then the house was worth

    John’s Answer

    I suggest that you speak with a bankruptcy attorney about both issues, the foreclosure and whether bankruptcy is your best option. Depending on the lender and the new Federal programs created to assist borrowers in like circumstances, you may have other options. My office will be of more assistance on Monday. See my profile for contact information.

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