William Ralph Donaldson's Answers

How do I know how much the garnishment is going to be for?Seeking 25% of disposable income but I live in CT and 40x min is less.

Connecticut Maximum Threshold Connecticut, for lower-income residents, is slightly more protective or generous than federal law or most other states. Under Connecticut law, the lesser of the following may be garnished: 25% of disposable income (same as federal law) The amount by which a debtor’s weekly income exceeds 40 times the minimum wage (more generous than federal law, which is only up to 30 times minimum wage) The second criteria or threshold is intended to allow a...

I can no longer afford my $210/month motorcycle payment. How do I go about giving it back? Can they garnish my wages?

If your finances dictate that you cannot afford the payment, and you infact cease to make the payments, be sure to continue to maintain Insurance on your Motorvehicle. This act of maintenance of insurance will be it's own reward (since states require insurance for motorvehicles that are driven on the state roads) and should an accident, theft or other "covered/insured" loss take place. If you are unable or unwilling to continue to afford the insurance, in order to avoid loss from accidents/...

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