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Daniel Robert Hamad

Daniel Hamad’s Legal Guides

6 total

  • Go from Upside Down to Right Side Up (Part I): The Introduction & The Loan Modification

    Over the past few years weve seen the housing market go from bad to worse. Foreclosures are up, values are down, and homeowners are wondering when the next shoe is going to fall. Have you had your house appraised lately? In most cases, that value is going to be considerably lowe...

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  • Go from Upside Down to Right Side Up (Part II): The Short Sale

    InPart Iof this article we discussed Loan Modifications and Payment Plans. Lets now move on to Short Sales and Sales of property in general. When selling a piece of property it behooves you toget a real estate attorney. In Connecticut nearly all purchasers are going to have atto...

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  • Go from Upside Down to Right Side Up (Part III): Foreclosure

    In Part I of this article we discussed Loan Modifications and Payment Plans. In Part II of this article we discussed Sales and Short Sales. Let's now move on to Foreclosure and Deeds in Lieu of Foreclosure. Foreclosure is an action of last resort for banks. They don't want to d...

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  • Save Some Cash by Taking Cash

    Though mortgage rates have gone up over the past few months, were still seeing rates that are some of the lowest that have ever been available. A 30-year fixed mortgage is still available in the low 5% range, and a 5/1 ARM may be as low as 4%. This has been great for the traditi...

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  • Nigerian Scammers Are Everywhere!

    As people including attorneys and real estate agents look for any deals to be found in this dismal market, scams have become more and more prevalent, and the scammers have become more sophisticated. Sophisticated enough that you can find even attorneys taken in by them. We typ...

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  • Real Estate FAQ's

    How Long is the Real Estate Closing Process Well this depends – and for the most part, it doesn’t depend on the closing attorney. The bank (in a refinance) or the bank and the seller (in a purchase)

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