Patent searching is not an easy thing. You can start on the USPTO's website (USPTO.gov), but patents are very complex. Remember also that there are strict rules for what is patentable.
If you're looking to patent something you need to talk to an IP attorney, and it can be extremely expensive.
In addition to what was previously said, I highly recommend against avoiding companies such as this that are based in either Florida or California, the home of fly by night debt negotiation companies.
Up-front fees are also highly frowned upon (and depending on the specifics may be illegal).
That being said, I know nothing about this particular company.
Why were you unable to refinance? Who did you try to refinance with?
- Hamad Law Firm, LLC
How long has it been? Bank transfers can take a while.
This is not legal advice and is not intended to create an attorney-client relationship. The post is only an opinion. You should speak to an attorney for further information. The poster is licensed only in CT & NY. Please visit www.hamadlawfirm.com for more information about our services. If this post is useful to you, please remember to upvote it.
I would say yes. It's something you have had during the term of the rental and it may be considered part of what makes the place livable.
Why is she refusing to fix it?
Hamad Law Firm, LLC
I'm a bit confused here. If you were both named as borrowers, you would both sign the mortgage and the note. To answer your top question, no, both spouses do not need to sign a mortgage loan. Only one spouse has to be the borrower. That being said, while only one spouse has to sign the note, most banks are going to require that both sign the mortgage itself, since both [likely] have an interest in the property. That only affects the ability of the bank to foreclose, though, it has nothing...