Lars A. Lundeen's Answers

Can a car insurance company sue me for damages exceeding my limit?

You are learning an unfortunate fact of life, it is important to maintain adequate automobile liability insurance at all times. With many cars selling for $25,000 and up, having only $10,000 worth of liability coverage is playing Russian roulette. Yes, they can sue you for the unpaid amount and eventually collect from you. Bankruptcy may or may not be your best option. I suggest that you contact a bankruptcy attorney and discuss your circumstances. Legal Disclaimer: If this...

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I had a car accident and only my car was involved and only I was injured, do I need a lawywer? I have no fault but lots of bills

How do you know that your insurance does not cover "emergencies "or hospitalization? Once your Florida PIP benefits are exhausted, your health care providers will need to look to your health insurance or you personally. You may wish to have an attorney review your existing insurance coverage to see if you have been told correctly about your coverage. Have you read your policy? You may also wish to find out if you could qualify for state Medicaid benefits or similar programs by contacting...

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Personal Injury Please define "Gross Settlement"? When there is a Lein on the Settlement is the Lein considered part of Gross

Based on your statement, the gross recovery in your case is $100,000. That gross amount is usually the amount upon which the contingent attorney fee is calculated. There is a statutory Medicare lien for all of the bills Medicare has paid and which were necessitated by your accident injuries. The federal law allows for a set off of a proportional share of the attorney fees and costs expended in resolving your case. Your attorney will need to verify that the bills claimed as part of the...

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Can I sue the insurance company?

You are getting a very typical insurance company runaround. Your passenger is a competent witness to testify as to what happened. I suggest that you get a statement in writing from your passenger/witness that is signed and sworn to as being accurate and have your witness' signature notarized by a notary public. You then can send a copy of that helpful statement to the insurance carrier in hopes that they will reconsider their position. If they do not, then you will most likely have to...

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I live in Miami fl, my wife was rear ended by a person who presented me with one insurance (expired) and other to the trooper

Check your insurance policy and see whether or not you have uninsured motorist coverage which pays for property damage to your vehicle. You should report this incident to your automobile insurance carrier. I suggest you make a claim against the expired insurance policy, as it is possible that it was not canceled pursuant to the law, in which case there may, in fact, be coverage. Contact the police officer who issued the exchange of information sheet and see whether or not he has been...

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Pesrsonal Injury Attorney

A claim can be brought.You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with...

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What can I do if I think someone caused the birth defects her baby is suffering from as she as taking vicodin while pregnant?

Have you asked this woman if she has told her doctor that she was taking Vicodin and using alcohol? There certainly is nothing preventing you from contacting the hospital and providing the hospital with the information you have. There would be no need for you to give your name. Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not...

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Can a claimant take my daughter to court for injuries in a car accident although she was acquitted in court for that accident?

Yes, the prior Dismissal has no bearing on the civil claim.I suggest you take your automobile liability insurance policy at the time of the collision to a local civil defense attorney and have the matter reviewed as to coverage. Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is...

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Am i entitled to any settlemen due to my wife who died?

Your wife's share of the wrongful death claim on behalf of her father would normally pass to you as the surviving spouse. I suggest that you contact the attorney handling the wrongful death claim and find out the status of the claim and how you can be sure to be made aware of the future status and possible settlement of the wrongful death claim. Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and...

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Do I need to hire a lawyer

You need to immediately turn the summons and complaint over to your automobile liability insurance carrier you had at the time that your wife had her accident. Demand that they defend the action. Keep a copy of everything that you send to the insurance carrier. Despite what your insurance company may want to do, they have a legal obligation to investigate the matter, defend your wife and indemnify her if necessary. Do not be bullied.Your insurance company will pay for a lawyer to defend...

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