Portland Bankruptcy Attorney.
Generally, the court can require any money that goes into your bank account to be turned over if you are behind on child support. So, any student loan funds that aren't held by the school to pay tuition or fees, and are deposited into your bank account can be seized.
From your brief description, it sounds as if your attorney has given you his/her advice on the matter and that you disagree with it. If you and your attorney cannot agree on something that you feel is vital to your case, you should get a second opinion or consider proceeding pro se.