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Theodore John Koban

Theodore Koban’s Legal Guides

2 total

  • Eliminating Second Mortgages Using Ch 13 Bankrutpcy

    Evaluating the current value of your home Chapter 13 cram downs of second mortgages can only be done when the current value of your home is less that the balance outstanding on the first mortgage of

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  • Beware of Mortgage Rescue Schemes

    Warning Signs There should never be a fee to get assistance or information about the "Making Home Affordable" program from your lender or a HUD-approved housing counselor. Beware of any person or o

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