Kevin V.K. Crick’s Answers

Kevin V.K. Crick

Boston Litigation Lawyer.

Contributor Level 9
  1. Can preffered platnium take me to court for $502.00 for a phone sex hotline bill that i dont owe ia m 28 years old and i am in

    Answered almost 3 years ago.

    1. Mark Christopher Wolfe
    2. Kevin V.K. Crick
    2 lawyer answers

    If you have already given them good reason to know that the bill is not yours, and they continue to attempt to collect, that could be a violation of the FDCPA, possibly entitling you to max $1000.00. Please feel free to contact my office early this upcoming week and we'll try to put you in touch with an attorney who might be able to assist you on contingency.

    1 lawyer agreed with this answer

  2. How do I get a collection agency to leave me alone if my ex-husband was named as the responsible party in our divorce decree?

    Answered almost 3 years ago.

    1. Robert Allen Kaiden
    2. Alvin S. Albert
    3. Dorothy G Bunce
    4. Glen Edward Ashman
    5. Kevin V.K. Crick
    5 lawyer answers

    It sounds as though they have been harassing you, feel free to contact my office and we can try to put you in touch with an attorney in your area who might be able to assist you. Good luck with this issue regardless.

    1 lawyer agreed with this answer

  3. If a cash advance company sells your debt to a collection agency or investigating firm can they take you to court?

    Answered almost 3 years ago.

    1. Kyle L Mastro
    2. Konrad Bartlomiej Jarzyna
    3. Daniel Anthony DeLiberty
    4. Kevin V.K. Crick
    4 lawyer answers

    In my opinion, and I think i answered your other post, it is a violation of the FDCPA.

    1 lawyer agreed with this answer

  4. What is the differance between a collection agency and investigating firm. She kept saying there NOTa collection agency .

    Answered almost 3 years ago.

    1. Heather Danielle Lee
    2. Konrad Bartlomiej Jarzyna
    3. Daniel Anthony DeLiberty
    4. Kevin V.K. Crick
    4 lawyer answers

    It sounds to me as though they are a collection agency but they are lying to you. Further research would have to be done on them to determine if they are not a scam agency just trying to get money from you that bought your information. I think you might be entitled to max 1000.00 for any lies and/or misleading communications, and you can feel free to contact my law firm to see if we can put you in touch with a PA attorney who may be able to assist you. Most attorneys are helpful...

    1 lawyer agreed with this answer

  5. Debt Validation

    Answered almost 3 years ago.

    1. Philip D Stern
    2. Tom Arany
    3. Kevin V.K. Crick
    3 lawyer answers

    In the months that it took them to finally respond, if they attempted to collect via any correspondence, or phone calls, etc directed towards you, they likely violated your rights under the Fair Debt Collection Practices Act (FDCPA). As a result, you could be entitled to a maximum of $1000.00 under federal law. It also does not sound, in my opinion, that they provided you with sufficient validation, and thus their response to your request for validation could be deemed a misleading...

    1 lawyer agreed with this answer

  6. Debt Collection Issue

    Answered almost 3 years ago.

    1. Michael Jason Rhoades
    2. Dorothy G Bunce
    3. Scot J Eliot
    4. Daniel Dwight Bowen
    5. Kevin V.K. Crick
    5 lawyer answers

    Not legal advice, but from my experience, i would check to see if you were provided with proper notice in regards to any court hearing. If you were not provided with proper notice, it is possible that you could file a motion to vacate judgment with the court, and then explain to the judge yourself that you were not provided with proper notice, and also that you want the other side to prove that you owe what you said that they owe. Also, I would examine your communications with this debt...

    1 lawyer agreed with this answer

  7. I sent a validation demand to a collector, they responded with an itemization fabricated by their office as being from orig cred

    Answered 10 months ago.

    1. Daniel Tam
    2. Edgar I Hall
    3. Kevin V.K. Crick
    4. John T. Longo
    4 lawyer answers

    While the debt collector might state otherwise, the FDCPA is clear that what you have described would be considered a violation of the your rights under federal law. Proper validation of the alleged debt was not provided. You are correct, they needed to provide you with documentation validating the debt from the original creditor pursuant to 1692g. You can if you wish, but I do not think you need to contact them again. I believe that you are entitled to anywhere from $1-1000.00 pursuant to...

    1 person marked this answer as helpful

  8. Was I legally served and can I get a case dropped re: Portfolio Recovery Assoc?

    Answered about 2 years ago.

    1. Andrew Daniel Weisblatt
    2. Gary Alan Armstrong
    3. Kevin V.K. Crick
    3 lawyer answers

    Feel free to send me a message. Sometimes debt buying debt collectors like Portfolio will waive the debt if they have violated your rights, in the hopes of not getting sued by you. I am not sure what they might have said in communications with you, but if they have violated your rights in any way, you could be entitled to $1000.00 for their violating federal law, and they could have to pay your attorney's fees and costs. If they've called you using an automated dialing machine after you told...

    1 person marked this answer as helpful

  9. Appropriate penalties for falsely sending debt to collections agency

    Answered 7 months ago.

    1. L. Maxwell Taylor
    2. Christopher Daniel Leroi
    3. Kevin V.K. Crick
    3 lawyer answers

    You could file in small claims court, if you are comfortable with that. However, I would ensure that you prove it was their duty to receive pre-authorization, and not somehow your responsibility. I would also have handy the proof displaying the contractor to the insurer cannot bill patients for covered services under state law. If you can afford one, I would recommend using an attorney. Your damages can include costs of service, court costs, punitive damages if you feel the court should...

  10. How often do Payday lenders actually sue someone for a $300 debt in Texas?

    Answered 7 months ago.

    1. Blake Owen Brewer
    2. Michael Wayne Weston
    3. Kevin V.K. Crick
    3 lawyer answers

    This could be a legitimate debt collector, however, from my experience in representing TX consumers, what you are saying they have done is completely illegal. If you need assistance in finding an attorney in your area feel free to contact me, but regardless I think her rights have been violated and as the other attorneys have said they likely owe her damages.

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