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Anjali Gupta Stevenson

Anjali Stevenson’s Answers

155 total


  • Can I buy Title Insurance for a condo after closing

    I'd like to shop around and I don't have time since closing is in couple days Thanks

    Anjali’s Answer

    It sounds like you want to shop around for the best price for title insurance. It's not like car insurance where you get quotes. The closing attorney will have completed a title search prior to closing, which you are paying for. That attorney is the only one who should write you an owners policy. I don't think it would be possible for another attorney to write a policy. Also, the prices do not change from one title insurance company to the next, so there really is no shopping around.

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  • We bought a house Sept 2013 in MA. It was not disclosed to us that there was a problem with flooding in the basement.

    Water has destroyed all of our belongings down in the basement. We got estimates to replace the boiler, repair our foundation and fix the land drainage problems. Estimates total over $30,000. We both also got sick spending hours and hours of sle...

    Anjali’s Answer

    You certainly have presented enough facts that raise issues, so it would be good for you to meet with a good real estate/litigation lawyer. I assume you want to recover for your losses from the sellers, sellers broker, etc. We can't answer that question here because we do not know what happened behind the scenes specifically, ie, who disclosed what to you and what exactly was said. Massachusetts does have certain laws regarding seller disclosure and years of case law that may help or hurt any case that you may have agains the seller, but you do need to meet with a lawyer to go over all the facts. I myself have a lot of experience in real estate litigation, in the area of seller disclosure, and I do give a free 30 minute consultation. There are many good attorneys as well who would probably meet with you.

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  • On time mortgage payments. Didn't realize my escrow increased. Now in default...

    I've always paid by mortgage on time but didn't realize the amount due on my escrow increased. Now I'm in default. I have the money to cure it, but I don't want to pay the late fees or have a negative impact on my credit score. I never received no...

    Anjali’s Answer

    I agree with Attorney Marino. Sometimes, and it depends on the lender, if it's your first payment issue, then you may be able to get them to waive the late fees. Of course that is independent of any negative reporting on your credit score. Find out if your credit score has been affected, but if it has, that's a bigger challenge. Call your lender to 1) waive the fees and 2) if you do see negative reporting, find out if they will work with you to remove it. But they do have the right to report late payments, so be prepared for a polite but firm No. Because you may have to call more than once, keep track of names and content of phone calls.

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  • Does a Magistrate have the discretion to issue a CWOF during a show/cause hearing.

    Essentially I was told I had a CWOF after a show cause hearing but that confuses me slightly as I thought magistrates only had the authority to decide if there was evidence. I was also told that I would have a probation period of one year at which...

    Anjali’s Answer

    While the question is in the area of litigation, I also added Criminal Defense and Criminal Record so that attorneys in those areas of practice can better answer your question.

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  • Can i represent a friend who lives overseas in selling her home

    I have a friend who lives in shanghi that is looking to sell her condo, is this possible to do with out her coming back to the us? Is there some type of form that can be made showing that I am representing her?

    Anjali’s Answer

    The short answer is that you can have a Power of Attorney drawn up giving you power to effectuate the sale of the property for your friend. However, assuming that you are not an attorney, you would not want to take on the legal obligations and responsibilities of selling your own condominium without legal representation. I would say the better course of action would be for your friend to hire an experienced attorney to represent her.

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  • Is it unlawful to look at our neighbors from our deck? Their deck is 20' to our left (condo decks).

    They claim that when we are watching the hawks with our binoculars, we are spying on them.

    Anjali’s Answer

    What's that defense when someone thinks you're staring at them in a bar? "I wasn't looking at you, I was looking at the clock behind you." Or in this case, the "hawk behind you." If your neighbors have already accused you of spying on them, you probably want to find another place to watch hawks. Is that fair? Maybe not, but if you continue to watch hawks with your neighbors' deck in your line of site, you are inviting trouble. While what you're doing is not illegal if in fact you are watching hawks, it's not about your actions but how your neighbors are perceiving your actions, and in this case, they are feeling that their personal space is being violated, however untrue. In a condominium situation, you don't want your neighbors to complain to the board or other neighbors that you are spying on them or threaten you with legal action.

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  • My mom passed away on 1/31/2013 and she had no home (lived in an apt) . She had no will. Can I do her taxes for her.

    She had no will and lived with me. How would I do her taxes

    Anjali’s Answer

    I have added a few more practice areas for you so that attorneys who specialize in probate may be able to answer your question for you.

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  • I been married 17 years but separted now 1 year and 1 month.

    I been married 17 yeras but separted now 1 year and 1 month ( one year before I moved lived separted. Am out of the home also for the lenght of time 1 year and 1 month. 3 childrens 13,10, and 7 own 2 homes , I moved out the family home and mov...

    Anjali’s Answer

    As long as you have lived in Massachusetts for the last year, you can initiate an action for divorce. If you can't afford a lawyer, you can always find helpful people in the probate court clerk's office to get your petition started. There are also volunteer lawyers available at the courthouses, and Limited Assistance Representation, where you can work with attorneys to represent you in specific stages of your divorce or in writing up the petition for divorce and subsequent motions.

    Although yes, it can get expensive, this is the time to beg, borrow, or steal the money to hire a very good divorce attorney. You have a lot to lose if you do this on your own, with issues of the children, two properties here and possible property in Nigeria. You have been married long enough for alimony to potentially be an issue. You identified your fears, that he will lie and you will not get what you deserve under the law. A good lawyer can protect your interests and those of the children.

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  • Have a pre-trial conference date this month and we need a written memorandum. How involved does this have to be?

    Neither one of us seeking anything from the other. We have not lived together for 25 yrs. All assets and monies have been separated long ago.

    Anjali’s Answer

    You don't have any assets to divide, but do you have minor children or college-age children? Also, what issues are you trying to resolve at trial? If there are none, and neither party is seeking child support or alimony, or any other type of support, then your pre-trial memorandum should be short. In fact, you can probably put together a joint separation agreement at this point and present a final, mutually executed agreement to the judge at the pre-trial conference instead of a pre-trial memorandum. That would be the end of the divorce proceedings, as long as the judge accepts it. A joint agreement would effectively state that all assets have been separated, neither party is seeking anything from the other, and will give the status to the judge of any medical or life insurance carried by both parties, as well as a few more details. The fact that you have not lived together for 25 years and are not seeking assets from each other would work in your favor in presenting a joint agreement.

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  • What is acceptable distance?

    I am divorced with 2 boys 11 and 14. They currently visit with their father every other weekend and 2 nights a week ( 6:30-8:30). He currently lives 4 miles (10 minutes away) he just told me he is moving 19 maile (over 30 minutes away). I feel li...

    Anjali’s Answer

    Certainly, the court will have jurisdiction over this matter but you and your husband should try and work out a reasonable and mutually acceptable schedule between yourselves before involving the court. Perhaps the children can go to him at 5:30 or 6 and come home earlier, or just one weeknight instead of two. Unless you have written specific language into your separation agreement regarding moving distance, it would be very difficult to argue that 19 miles is excessive. Try and talk with him.

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