This firm has been nothing but a total disaster. When you ask to speak to someone on the legal team, they will yell you they are negotiating your debt, but there are no results to show. If you ask to get the name they are talking to at the bank or credit card company the can not give you an answer ... The lawyer lies to you. I am looking for a different company or will negotiate the debt myself.

If you check the reviews on here, you can tell they either pay people to post or spam to give them a higher rating lol They destroyed my credit. I got sued twice. Telling me not to pay my credit card bills?! How did I fall for this! This firm has humiliated me and has taken my dignity. I came fo...r them for help and the bottom line is they make money while my credit score bottomed out. My life is legit ruined for now. Don’t do it. Report them to the attorney general in NYC. Enough is enough.

For four years, I have been trying to get my debts paid through this so-called "program." They made unauthorized debits to my bank account without communicating with me. I can never get ahold of anyone by email or phone. They paid themselves before paying any part of my debts--and in excess of what I... agreed to. My credit score has been horrifyingly low for all of this time--to the point that I couldn't obtain housing, buy a vehicle and was rejected from a job opportunity because of my bad credit. WHAT THEY DON'T TELL YOU: you will pay income taxes on the balance of your settlement; they take a minimum of 25% off the top as their fee; a "settled" account will irreparably harm your credit (you'll have to wait 7-10 years before it improves) regardless of paying on the debt and creditors can still come after you to pay-off the balance of settlement. You are not going to save any money--just buy yourself time. If you suffer a hardship and can't pay your bills, it's much better to contact the creditor directly!! This law firm is a joke. They are exploiting vulnerable, desperate people who are trying to do the right thing and need help. Using Gitmeid will only cause more harm.