I contacted Adam for advice and help in dealing with a long term defaulted student loan. After discussing my situation with him via multiple emails and then on the phone, I hired Adam to represent me in this matter. I was somewhat surprised (and appreciative) at the level of advice that he provided... before ever charging me. I had been terrified to deal directly with the Department of Education, but Adam provided a clear plan and specific steps on how to navigate through this intimidating and daunting process. Once I began following his instructions, the stress of this matter began to melt away. Adam was always easily contactable and responsive to my many questions and concerns. His fees were never out of line to what I expected, and were in fact, very reasonable. After going through the process that Adam outlined, I was offered a debt settlement plan. Adam provided a clear summary of the advantages and disadvantages of accepting the offered settlement, as well as other avenues I could have taken. I never felt pressured to accept any specific offer or path. At the end of all of this, I was able to retire my defaulted student loan and end a very difficult chapter in my life. I very much appreciate the work, advice and support that Adam provided to me during this period and cannot recommend him highly enough to anyone in a similar situation to what I had been confronting.

Adam took his time reviewing my student loans and discussing the many repayment options available in detail. He patiently answered every question, assisted in consolidating my loans, and guided me through the IBR application process. Upon receiving IBR approval, he revisited my loans to ensure all ...eligible loans were included. Adam’s knowledge and dedication are immeasurable; I am very grateful for his tireless efforts and guidance. I recommend Adam with highest regard.

Mr. Minsky fully delivered on negotiating a loan settlement for me that was advantageous and speedy. I am very satisfied with the services he provided such as dealing directly with the lender and always keeping me informed before proceeding. Mr. Minsky was very reliable and I would recommend him for ...dealing with student loan difficulties.

I worked with Adam to find a solution on my defaulted student debt, while also establishing an affordable way to keep up on the remaining loans. I was thrilled to find Adam online after spending considerable time trying to figure it out on my own. Adam was able to help me consolidate the remaining ba...lances, enter into a reasonable payment program, and represent me in negotiations to pay off the defaulted sum. The process could not have been made any easier or more pleasant. What I appreciated the most about working with Adam was his ability to simplify the process, make sure my questions were answered, and deliver results beyond what I could have expected.

I contacted Adam after reading about him in an online article. My student loans were past due, I couldn't afford to pay on them, and I was thinking of defaulting but afraid of the consequences. It was easy to arrange a consultation with him, and I sent him the requested documents ahead of time. I had... a one-hour phone consultation with him for about the same cost as one of my student loan monthly payments and it was totally worth it. He outlined all the possible options and consequences and I was able to make an informed decision about what to do. I contacted my lender the same day and it turned out the process I chose was very easy. It's taken a huge load off my mind. I would definitely recommend him to anyone having problems with student loans. Previously I had gotten misinformation about student loans from websites, a call center rep at my loan consolidation company, and even from my divorce lawyer. Adam answered all my questions and let me proceed with logic instead of fear.