My partner and I had a business that was going under but on top of that we also had two full time jobs so when we called around just about everyone told us we couldn't file for chapter 7. However, when we called Michael's office they took the time to really understand our financial difficulties and t...old us that could help us.  We came in for our consultation and sure enough we qualified to file for chapter 7 since most of our debt was business and not personal. This was a great relief! I swear I called their office every day, sometimes twice a day, to get ALL my questions answered. Never once did I feel like I was bothering them in anyway. everything went as smooth as they promised! I have already referred Michael's office to a friend that has the same situation we did.

My Wife and I were going through a difficult financial period. We were going in circles with the bills vs. the pay check and knew we needed help. A friend told us to chek out the Law Office of Michael Baumer. We were very nervous and did not know what to expect, but Michael and his staff put us at ea...se. Michael and his staff were very caring and made us feel comfortable during this difficult time. They treated us with the utmost respect and were always friendly and that means a lot. He gave us the tools and information we needed to repair our credit and move ahead. Michael THANKS so much to you and your wonderful staff for your patience, guidance and service. We highly recommend your services to anyone. Paul & Ingrid

Filing for personal bankruptcy is a very scary situation for anyone. I have been going through a divorce for 3 years and my ex-wife filed for bankruptcy without my knowledge. Upon hearing from her creditors I turned to Michael for advice. Michael is professional, knowlegible and straight forward w...ith his approach to personal bankruptcy. He made the process as painless as possible and in no way placed any judgement on me regarding my situation. I was embarassed that my situation got away from me, but Michael was a calming voice during this distressful time. All my questions were answered, all my calls were returned, and all my meetings were efficient and on my terms. Michael did not rush me, he answered all my questions and made suggestions I would never have thought of regarding bankruptcy. 6 months after my discharge, Michael and his staff was there to answer lingering questions. They did not forget who I was, even after my case was discharged. They saved me an additional $4,000 by answering a simple question. If you are thinking of filing for Bankruptcy call Michael and his staff. You will not be disappointed!