I had (unfortunately) co-signed for a medical credit card for a former friend. It turned out it was actually not used for any medical services, but the bill was over $5,000. I initially felt responsible, as I did co-sign. At the urging of a family member, I sued my former friend for fraud and won tha...t case. Later, a company that had purchased the debt came after me for the money that was owed. This affected my credit in quite a negative way. I was referred to Mr. Schafer through a true friend who had previously used his services. He won my case and I am no longer liable for any of the debt; and, any other company that may purchase the debt in the future can not seek payment from me...ever. I was so relieved. My credit has been restored as well. I am very appreciate he took the time for such a simple case. If I ever need an attorney for anything, I will contact him first. If he cannot help me, I trust he will recommend someone who can.