Successfully completed Ch 13 plan with the help of Chad and his team and now moving ahead debt free. Shortly after filing the IRS garnished my wages. I notified Chad and within 24 hours the IRS faxed a release to my employer. About 3 years into the plan, the Trustee saw that I was making more mo...ney and wanted to increase my plan payments accordingly. But since any unsecured debts not already in the plan had been stricken during the filing process, my plan payments were not increased. I highly recommend Chad Thomas Van Horn for anyone considering bankruptcy.

I didn't have much respect for lawyers due to past experience with them. Then I had the good fortune of meeting with Chad Van Horn and I realized that not all lawyers are the same. He gave me smart advice without the feeling I was being led down the path of expensive and time consuming actions just t...o trump up the bill. Truly a breath of fresh air in a business loaded with others not so honest.

After calling a few firms I tried Van Horn. Once I explained my situation to Chad he immediately developed and explained a plan of action. He was compassionate, understanding and extremely knowledgeable. It is now three years later and I can tell you his plan played out exactly as explained with no s...urprises. It was a brilliant legal strategy that helped save my financial security.

I spent 1 year paying monthly payments for a mtg modification with another attorney. I never really saw anyone and after the first two meetings, within 2wks of each other I was told by the office mgr and mmm processor that both of them had mothers who experienced the same thing. In hindsight I gues...s that should have been my first clue I was traveling down the wrong road with them. I was no farther along 1 yr later but out a lot of money and received 1days notice that my house was up for auction. I filed Chap 13, and took a chance with Van Horn team. The difference is night and day. They have accomplished in 1 month what I never had accomplished in one year with the other attorney. Every question I have never been able to get a clear answer on has been answered. I don't feel like a bother as I did before. There is an entire team to handle every aspect possible and they all work together. Everyone is approachable and friendly and professional from the minute you enter. I am so relieved and much happier. Thanks

They delivered all as promised. No hidden charges of issues. Chad and his team helped us to file and complete a Chapter 7 when others said it was not possible and that we earned too much money. His team guided us through the entire process. There was no funny business like other Lawyers suggested we ...do to get this done. Everything was done right the first time. His team handles everything in court and Chad returned all calls and e-mails personally the same day in most cases. We are grateful to have this behind us and a clean slate moving forward.