MY EXHUSBAND AND I LOST A COMPANY, OUR HOMES, VEHICLES, TRAILERS, BOATS, ALL OUR PRISED TOYS AND POSSESIONS WE THOUGHT WE NEEDED. THEN ULTIMITLY WE LOST OUR MARRIAGE! MY CHILDRENS LIFE WAS FLIPPED UPSIDE DOWN! I HAD TO GO TO WORK, THEY HAD TO ADJUST TO A NEW HOME, AND A DIFFERENT LIFESTYLE THEN THEY ...WERE USE TO AND ALL THE BILLS WERE PILING IN! I WAS SCARED, DEPRESSED, TRYING TO MAKE IT ON MY OWN, WITH AS THEY CALL IT “THE WOLF KNOCKING AT MY DOOR!" SO I STARTED LOOKING INTO BK, AFTER CALLING A FEW OFFICES I CHOSE NEIL BECAUSE I REMEMBER IT WAS A SATURDAY, I WAS CALLING AND HE ACTUALLY PICKED UP THE PHONE! I COULD TELL HE PICKED UP FROM A CELL, I THOUGHT THIS IS AN AWESOME LAWYER WHO IS REALLY DEDICATED IF HE IS WILLING TO HAVE HIS OFFICE CALLS SENT TO HIS CELL ON A WEEKEND! THAT IS WHY I WENT WITH NEIL. NEIL MADE ME FEEL SO COMFORTABLE! HE JOKED WITH ME, EXPLAINED IN DETAIL HOW EVERYTHING WOULD WORK! THEN IN COURT I REMEMBER HOW NERVOUSE I WAS, AND I REMEMBER HIM HELPING ME TO CALM DOWN. HE SERIOUSLY GAVE ME A SECOND SHOT! IF THERE IS ANYONE OUT THERE RIGHTNOW LETTING THERE FINANCIAL PROBLEMS CONTROLE THEIR LIFE, I WOULD RECOMMEND YOU TO CALL NEIL TODAY! LET HIM HELP.

My husband and I went in looking for information, because we were still a little on the fence about bankruptcy, plus my husband is weary of attorneys here in Bakersfield, due to bad experiences. My first impression was, this guy is all business, which is a good thing, right? My husband started to exp...lain the situation at hand, as my husband was talking, he basically cut him off mid sentence and just wanted the facts... which is OK but made us feel immediately uncomfortable, almost like little kids. He told us he could do the bankruptcy but it wouldn't be cheap because the amount of money my husband makes. $2800, flat fee. He got pushy when my husband hesitated. We didn't want to give all the money at once so we decided to make a down payment of $1000. When we went back to his paralegal, she told us we had to pay an extra $400 for re-affirmation paperwork to give to the 2 auto loans we have. When my husband started to get irritated because we were told $2800, she said she would waive the fees..... THIS MEANS IF YOU DON'T SPEAK UP, YOU WILL BE PAYING FOR SOMETHING YOU SHOULDN'T HAVE TO. As we went along through the paperwork, she told us we had to spend everything in our savings and have basically NO money in the bank when it was time to file. When we hesitated, Schwartz would come in and try to re-assure us it was normal and OK. This happened about 3 times. Every time there was hesitation, she would e-mail him and he would pop in to basically steer us back to the bankruptcy solution. PUSHY. We ended up giving the $1000, to get us started, and we had 5 months to pay the rest. We didn't want file anything until July, for financial reasons and they said that would be fine. Less than a week later, our CPA told us it would be a better idea to just pay our debt ourselves and save the bankruptcy in case of job loss or something worse. When my husband contacted them to let them know he changed his mind, they wouldn't give us the $1000 back. They said that they charge $290 an hour and they had already worked on the file for about 3.5 hours. What a load of CRAP. We thought it was one flat fee? We hadn't even given them any information about our bills. Basically all the had was name, social and our car and mortgage information, which we were NOT going to let go. So, now we are out $1000 and my husbands faith in ANY attorney has been lost. My advice to anyone reading this, go elsewhere.

Neil Schwartz and his staff were excellent in helping us through our bankruptcy. They handled the creditors and promptly answered all of our questions, even the ones I emailed late in the evening. We were able to get started immediately after meeting with Neil and putting a small deposit with payment...s to follow as our case was being compiled. Neil and his staff were there when we needed them .We did not feel intimidated when consulting with Neil; we felt welcomed and relieved to work with Neil. I recommend him to everyone I know going through such difficult times.

My case was fairly straight forward and I was provided all information necessary that Mr. Schwartz needed to move forward with my case. I found his staff very pleasant and helpful and neither were condescending. This was important to me as the decision to file for bankruptcy was not an easy one for m...e. Additionally, I kept getting calls a couple of years after filing from a collection company and Mr. Schwartz's office staff was helping in resolution.

He handled my bankruptcy case in a very professional manner. Very informative on the matter. Quickly took care of all the paperwork with no problem. He kept me updated on everything pertaining to my case. Direct & to the point with each and everything involved on my case. And I must say he was court...eous & knowledgeable on everything involving my case.